Category Archives: Medicare

Living Trust Seminar

Living Trust Seminar
Event on 2014-09-23 11:30:00

On the Topic of Estate Planning, you’ll learn about the function of the different documents needed and when they are used, including:
– A Living Will
– Health Care Directives
– Durable Power of Attorney
– HIPAA Release
– Last Will & Testament
– Revocable Living Trust

On the topic of Tax Laws, you’ll learn about how the tax laws affect you, including:
– Details about the considerable flux that the gift tax and estate tax laws have been in, leaving planners and their clients with a lot of – unknowns. Congress settled this at the very end of 2012. What does this mean for you & how should you move forward with adjusting your plan?
– You’ll learn whether or not you need to change your existing trust documents due to the new tax laws.
– Why Living Trusts still benefit middle class people who have no concern about estate tax.

On the topic of Elder Law, you’ll learn about the following:
– Medicare coverage
– Medi-Cal myths and misinformation
– Learn why a standard Power of Attorney may cause problems for elder planning
– The truth about “look-back” rules and why you may still be eligible for Medi-Cal — even if you’ve transferred assets in the last 5 years
– How to provide for your spouse before you spend it all on nursing home expenses
– How assets may be preserved if you are currently in a nursing home
– Why your nursing home insurance may be inadequate to meet your needs
– How an Irrevocable Trust may help preserve and protect assets for your spouse and heirs, and also provide protection against scam artists and elder financial abuse.

at San Juan Oaks Golf and Country Club
3825 Union Road
Hollister, United States

Omaha Firms Join Forces to Meet Growing Consumer Demand for Medicare Advice

Omaha, Neb. (PRWEB) September 10, 2014

Two Omaha companies have partnered to address an emerging national trend in the financial planning, insurance and health care industries: more consumers are seeking advice on how to pick the right Medicare health plan and incorporate those health care expenses into retirement plans.

Securities America, a broker-dealer with more than 1,800 financial professionals nationwide, is working with Medicare BackOffice™, a team of insurance agents licensed, contracted and certified in all 50 states to provide Medicare advice and products. While Medicare BackOffice™ agents ultimately work directly with consumers, the company’s initial customers are financial advisors or other professionals who want to help their clients navigate Medicare while continuing to concentrate on their primary business.

“As health care costs continue to climb, more people approaching retirement are asking their advisors for advice on picking a Medicare health insurance plan and keeping health care affordable,” said Brian Hickey, Medicare BackOffice™ vice president. “We created Medicare BackOffice to help financial advisors and other professionals who don’t specialize in Medicare meet this demand so they aren’t turning clients away – and potentially losing them forever.”

By offering Medicare BackOffice™ to its financial advisors, Securities America provides a value-added service that distinguishes the company from other broker-dealers, said Zach Parker, first vice president of income distribution and product strategy at Securities America.

“At Securities America, we pride ourselves on equipping our financial advisors with tools that provide exceptional service to clients,” Parker said. “Medicare BackOffice™ gave us two solutions – first, a way for our advisors to better serve consumers who are asking for help with Medicare; and secondly, yet another way to set us apart from competitors, so that financial advisors know they’re getting an edge when they work with Securities America.”

USA Today in April reported that more than half of retirees responding to an annual survey by the Employee Benefit Research Institute are not confident that they have saved enough to pay their medical expenses during retirement. The finding came at the same time the Bureau of Economic Analysis reported that health care spending rose at the fastest pace in 10 years in the fourth quarter of 2013.

“Consumers already are feeling the pinch of higher health care spending and want help managing those expected costs in the future,” said Medicare BackOffice’s Hickey. “Financial advisors who help them with that first step – choosing the right Medicare health plan – fortify their relationship as a trusted advisor, ensuring that they’ll return when they need help with other financial needs. A broker-dealer or independent financial advisor doesn’t need to be a Medicare expert to help clients. Now, all they have to do is refer them to Medicare BackOffice™.”

About Medicare BackOffice™

Based in Omaha, Nebraska, Medicare BackOffice™ is a support service for broker-dealers, independent financial advisors, insurance agents and other professionals, helping their clients find the right Medicare health insurance plan. Professionals simply refer clients to Medicare BackOffice’s team of dedicated insurance agents, who are licensed, contracted and certified in all 50 states to provide Medicare advice and products from insurance carriers that are “A”-rated or better. By making clients’ search for Medicare answers easier and stress-free, Medicare BackOffice™ strengthens the referring professional’s relationship with clients. For more information, visit Medicare BackOffice™ is not connected with or endorsed by the United States government or the federal Medicare program.    

About Securities America

Securities America is one of the nation’s largest independent broker-dealers with more than 1,800 independent advisors responsible for more than $ 50 billion in client assets.

Find More Medicare Insurance Press Releases

New Milliman Study: Hepatitis C Drugs Could Increase Medicare Part D Spending by $2.9 to $5.8 Billion in 2015

Washington D.C. (PRWEB) July 29, 2014

New high priced hepatitis C drugs will increase federal spending in Medicare Part D by a projected $ 2.9 to $ 5.8 billion next year, according to a new report by the actuarial firm Milliman released today by the Pharmaceutical Care Management Association (PCMA). Milliman projects that average Part D premiums could increase by as much as 8.6 percent in 2015 as a result of high-priced hepatitis C drugs, including Sovaldi and Olysio.

The study finds that the majority of new Federal spending will come from increased federal reinsurance subsidies. Medicare payments for Part D catastrophic coverage have grown considerably faster than other components of Part D spending. According to the Medicare Payment Advisory Commission, between 2007 and 2012, payments have increased at an average annual rate of 14 percent while nearly doubling from $ 8 billion to $ 15.6 billion.

Milliman bases its cost projections on the assumption that 15 percent to 30 percent of the Medicare Part D population estimated to be infected with hepatitis C will receive an $ 84,000 course of treatment in 2015.

“While most payers cover about 75 percent of an enrollee’s prescription drug costs, Medicare Part D covers 95 percent at high spending levels,” said PCMA President and CEO Mark Merritt. “The study shows taxpayers will bear the lion’s share of the increased drug costs for Medicare Part D beneficiaries taking hepatitis C drugs.”

Click here to read the new report.

Major findings from the report include:

    New hepatitis C drugs, including Sovaldi and Olysio, will increase 2015 federal spending on Medicare Part D by $ 2.9 to $ 5.8 billion for beneficiaries enrolled in Medicare Prescription Drug Plans (PDPs), an increase of $ 100 to $ 200 per beneficiary per year.

    Average monthly premiums for Medicare PDPs are projected to increase 4.3 percent to 8.6 percent next year as a result of new hepatitis C drugs, an increase of $ 17 to $ 33 per beneficiary per year.

Milliman’s analysis measured the impact of these new drugs on the Medicare Part D program; the study did not include the effect of the drug therapy on other medical costs.

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Aeroflow Healthcare Opens Office In Greer, SC To Service Greenville & Spartanburg Patients

Asheville, NC (PRWEB) September 02, 2014

Aeroflow Healthcare, an industry leader and home medical equipment and services in the Southeast, announced the opening of its new office to be located in Greer, South Carolina. The new address is: 310 Business Parkway, Suite D, Greer, SC 29651. This new location will allow Aeroflow to better service patients with a more convenient location in the Greenville area.

“This is an important move for Aeroflow Healthcare and the physicians, hospitals and patients we serve, to ensure that we continue to provide the best customer care,” said Katie Combs, Quality Control Supervisor of Aeroflow Healthcare. “Aeroflow is committed to quick deliveries and this location allows for improved service.” Aeroflow is also able to increase warehouse space to keep up with the demand in referrals.

The new location currently staffs 2 outside sales representatives, 3 office personnel and 3 delivery drivers; employment at this location is expected to increase over the next 12 months. “Aeroflow Healthcare is growing, and hiring additional staff for new locations is something we consider an exciting part of that growth,” says Combs. “Interested individuals should go to for updates on staff openings in this area.”

About Aeroflow Healthcare:

Aeroflow Healthcare is the premier medical equipment provider of the Southeast, and services patients nationwide. Aeroflow is an accredited Medicare and Medicaid provider and accepts most commercial insurances. Their qualified staff offers years of experience in helping patients receive mobility, respiratory, sleep apnea and other medical equipment. Aeroflow is also the parent company of FetchRx Pet Pharmacy and For more information, visit or call (888)-345-1780.

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Medicare Counseling

Medicare Counseling
Event on 2014-08-27 10:00:00

Medicare Counseling at the DEC!
The Benefits Assistance Program of the Area Agency on Aging, Region One, together with Arizona Bridge to Independent Living, will be offering Medicare counseling at the Disability Empowerment Center.


Counseling will be provided by trained volunteers every month by appointment only.


Appointment times for each date:
(Please do not schedule more than 1 appointment per person)

10:00 a.m.
11:00 a.m.
12:00 p.m.
1:00 p.m.


Location: Disability Empowerment Center
ABIL, Suite 200
Appointment held in ABIL
5025 E. Washington Street, Phoenix


The benefits counselors will assist ABIL participants and the general public with all Medicare and Medicaid related needs and questions including enrollment assistance, problem solving, and general information.  All counseling is independent, unbiased, and offered without charge.  The services are part of the State Health Insurance Program (SHIP) funded by Medicare to assist beneficiaries.


The Benefits Assistance Program is one of many services available from the Area Agency on Aging, Region One to support seniors (60 years and older) and disabled individuals.   To learn more about all programs and services call the Area Agency’s 24-Hour Senior HELP LINE at 602-264-4357(HELP).  Visit them online at


If you are having problems registering online, please contact Shoshanna Fawley by email, and put ”Medicare counseling” in the subject line, or call 602-296-0592.

at Disability Empowerment Center
5025 East Washington Street
Phoenix, United States

How Do I Enroll in Medicare?

If you are new to Medicare, you can follow these easy steps to help to prepare for your Medicare enrollment.

Determine Your Eligibility The first step you need to take for Medicare enrollment is to find out if you are eligible. You should meet the eligibility requirements if you can answer yes to one of the following questions:
Are you age 65 or older?
Are you under 65 with certain disabilities?
Do you have End-Stage Renal Disease (kidney failure that requires transplant or dialysis)?

If you already receive Social Security Benefits, you will automatically be enrolled in Medicare Part A and B the month you turn 65. Three months prior to your birth date you should be