Category Archives: Obamacare Advantages

ObamaCare 2015: The Best Strategies for Saving Your Money and Protecting Your Health Under the Affordable Care Act Reviews

[wpramazon asin=”0944708528″]

[wprebay kw=”obamacare+2015+the+best+strategies+for+saving+your+money+and+protecting+your+health+under+the+affordable+care+act” num=”0″ ebcat=”-1″]

Austin Benefits Group Named Among 101 Best and Brightest Companies

Bloomfield Hills, MI (PRWEB) August 06, 2014

Austin Benefits Group, a full service employee benefits agency, has been named one of Metro Detroit’s 101 Best and Brightest Companies to Work For™. As a third-year recipient of this prestigious award, Austin Benefits Group continues to set the bar higher in its commitment to excellence.

“Attracting and retaining top talent at Austin is essential to our mission to deliver world-class service to clients and their employees. Our strong commitment to each other as colleagues transcends to the client level, which is part of our success story,” says Cathy Siska, vice president of Client Services.

The Best and Brightest Companies to Work For™ distinction award honors companies like Austin that present a commitment to excellence in their human resources practices and employee enrichment. Nominated companies were assessed on communication, work-life balance, employee education, diversity, recognition and retention. Companies are nominated annually and go through a series of assessments to maintain their best and brightest status.

Austin provides an exceptional employee benefits package to staff in addition to offering flexible schedules, opportunities for continuous education and company-sponsored wellness activities. “I’m so thankful that when I come to work every day, I work alongside a group of people who are dedicated to their jobs and their clients. Plus, getting treated to lunch a few times a month as an extra perk doesn’t hurt either,” says Melissa Carey, account manager.

About Austin Benefits Group: Austin Benefits Group (formerly Austin Financial Group) is Michigan’s premier full-service employee benefits agency. Founded in 2000 by Dean Austin, the company specializes in custom employee benefit packages, health insurance, Obamacare compliance and corporate wellness programs.

Contact:

Marissa Blaski

Austin Benefits Group

248.594.5550

marissa.blaski(at)austinfg(dot)com

###







The 15 Most Shocking Statements in ObamaCare Architect's 'Die at 75' Article

The 15 Most Shocking Statements in ObamaCare Architect's 'Die at 75' Article
Although Emanuel claims that *he* doesn't want to live past the age of 75, the article itself could have been a listicle titled, "Top 15 Reasons No One Over 75 Should Receive Healthcare." Emanuel even includes a monstrous but brightly colored graph …
Read more on Breitbart News

Baptist Health CEO Troy Wells on Best & Worst of Obamacare
In order to attract top talent in a very complicated business, health systems have to compensate their leadership in a competitive manner. These salary ranges do vary across the country based on the region and the size/complexity of the organization …
Read more on Arkansas Business Online

U.S. Health System Among Least Efficient Before Obamacare
“A good bit of our working population is going to be fully retired in the next 20 years,” said Joseph Antos, a scholar with the American Enterprise Institute based in Washington. “We should begin to come to grips with a national discussion with not …
Read more on Bloomberg

Rachel Maddow – Obamacare opponents wage state level fight

Oct 21, 2013 Dr. Ezekiel Emanuel, former White House health policy advisor, talks with Rachel Maddow about the advantages to states that expand Medicaid and …
Video Rating: 4 / 5

From ACORN to Obamacare: The ebb and flow of Republican Obama critiques

From ACORN to Obamacare: The ebb and flow of Republican Obama critiques
Remember Solyndra? It was a solar company that failed in 2011 after having received loan guarantees from the government and a vocal endorsement from President Obama. To Republicans, it best epitomized the failures of the administration — at least …
Read more on Washington Post (blog)

Obamacare keeps refusing to fail
… same methodology they used in 2014, and to good results). But this data, though preliminary, is the best data we have – and it shows that Obamacare is doing a better job holding down costs than anyone seriously predicted, including Kaiser's …
Read more on MSNBC

Photo: Getty Images
The answer is that with respect to both Obamacare and other issues Republicans must rely on diversions from policy and outcomes when expressing their substantive and strategic views. We've reached a point in the fight over Obamacare where the best …
Read more on The New Republic

Exigent Med Group, LLC to Launch SelfPayMD in September


Miami, FL (PRWEB) July 26, 2014

Exigent Med Group, LLC announced the scheduled September launch of SelfPayMD (SPMD), the first of five medical offices in Miami-Dade dedicated to providing deeply-discounted, “direct-access” to board certified Primary Care Physicians (PCP) to self-pay patients. Absolutely no health insurance will be accepted.

Even the best health insurance companies pay MDs only 20% to 25% of billed amount, while the latter shoulders rising overhead and labor-intensive collection efforts.“We do not accept any type of health insurance,” said Dr. Arroyave, MD, CEO. “Credit/debit card payments eliminate paperwork, billing and collection staff, and the huge savings allow $ 75 visits for the uninsured.”

As a direct result of diminishing reimbursements and rising overhead costs (long before the Affordable Care Act, aka: ObamaCare), some PCPs refused government or private insurance, opting for a 100% direct- access practice model. Currently in the US, direct-access accounts for 4%-6% of primary care medical practices – and growing. Even in England, with decades of socialized medicine, direct-pay is growing at 5% per year.

“Understanding our market of self-pay patients, we don’t stop there; we also navigate them (as needed) to a network of independent medical and surgical specialists, labs, imaging centers and even SurgiCenters offering deep discounts to direct-access patients – a free service to our patients. Patients are seen by appointments and walk-ins. “Membership is optional, at only $ 250 per year for individuals,” said Arroyave. “We will also offer special membership pricing to families and employers with less than 50 employees.”

Although ObamaCare provides health insurance for the poor, many in the middle-middle class who don’t qualify for subsidies will be unable to afford health insurance. Then there are those who will game the system, providing false information to get subsidies, and some young people who will opt for the small penalty rather than pay high premiums. Further, those with mandatory high deductibles of $ 5K – $ 9K may shop around for low, “out-of-pocket” prices. The government estimates that about 4 million people, or 1.2% of the population, will wind up paying the penalty tax rather than purchase health insurance. Healthcare experts believe that number is way underestimated, as there will be millions flying under the radar – without insurance.

Increased insurance rolls, a shortage of physicians, and more government control of healthcare access will result in long wait-times to be seen by a PCP. ObamaCare will add 32 million patients to the insurance rolls, and, by the government’s own admission, they expect a shortage of 52,000 PCPs by 2020. Even with the full implementation, they also predict that over 30 million people will remain uninsured (you read correctly)! This will lead to congestion.

Today in Massachusetts, with its mini-ObamaCare, the wait time to see a PCP is about two months; and, if patient care at VA Hospitals is an indication of things to come from more government involvement in health care, long appointment wait-times will be the norm. “Thus, many insured patients who want to be seen quickly will come to SPMD, even if they have to pay a small out-of-pocket fee,” said Chris Merlano, a senior executive with SPMD.

Corporate America is taking notice of direct-pay primary care models. “People will always need PCPs, regardless of recession or inflation. This is an opportunity for serious investors,” said Larry Chilson, a senior executive with DevelopMED since 2006.

For more information please contact:

Exigent Med Group, LLC

Marketing |Public Affairs | Communications

444 Brickell Avenue, Suite 51-121 | Miami, FL 33131| O 305.252.7921

contact(at)selfpaymd(dot)com | http://www.SelfPayMD.com







IPA Family Announces the Addition of SureBridge Insurance Products


Tampa, Fl (PRWEB) July 30, 2014

IPA Family, LLC, which is a member of The IHC Group, is excited to announce the addition of SureBridge supplemental insurance product solutions* to its expanding marketplace offerings. SureBridge supplemental insurance program is underwritten and administered by Chesapeake Life Insurance Company and currently offer up to 19 different products in 46 states nationwide.

IPA Family President and Chief Operating Officer David Keeler commented, “With the passing and implementation of ‘Obamacare,’ a.k.a. the Affordable Care Act (ACA), adding the SureBridge programs in conjunction with the supplemental insurance products we already provide through our internal IHC insurance carriers positions us to better serve the current and future needs of our ACA customers.”

IPA Family is proud that it is able to offer ACA compliant plans through some of the largest and most reputable insurers in the country. The SureBridge partnership will add vision insurance, critical accident, quick issue life insurance, non-insurance wellness products, and other solutions to the IPA Family product portfolio. Additionally, IPA Family represents three health insurance carriers through The IHC Group, which provide coverage for short term medical, critical illness, dental, fixed indemnity plans and its new Metal Gap supplemental series.

Keeler also added, “This special relationship allows us to collaborate with highly reputable industry leaders and, even more importantly, it provides us with the ability to equip our current sales advisors with enhanced solutions to market in states where we currently have no presence at all. As a result, we have immediate opportunities for high-level leaders who are willing to connect, invest and grow along with us.”

All sales advisors for IPA Family are licensed insurance producers. For more information about leadership opportunities with the organization, contact Dave Keeler to schedule an interview.

*Supplemental insurance products are not considered minimum essential coverage under the Affordable Care Act.

About IPA Family, LLC

IPA Family, LLC (IPA) is an established national marketing organization with a growing consumer direct sales agency numbering several hundred agents who distribute family and individual major medical insurance plans and ancillary products (including short-term medical, vision, dental, supplemental fixed indemnity limited benefit, critical illness, and hospital indemnity, and small group stop-loss) for The IHC Group, an organization of insurance carriers and marketing and administrative affiliates and the majority owner of IPA. In addition, it has begun to write major medical through well-known national insurance companies. IPA’s trained professional sales associates provide information and a product portfolio that can meet the needs of many small business owners and self-employed individuals and families. Headquartered in Tampa, Fl., IPA is accredited and has an excellent reputation with the Better Business Bureau (bbb.org).

About The IHC Group

The IHC Group is an organization of insurance carriers and marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions to groups and individuals for over 30 years. Members of The IHC Group include Independence Holding Company (NYSE:IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations. (An A++ rating from A.M. Best is its highest rating.) Collectively, the companies in The IHC Group provide insurance coverage to more than one million individuals and groups. For more information about The IHC Group, visit http://www.ihcgroup.com.







Can the GOP Take the Senate?

Can the GOP Take the Senate?
Since winning the Republican primary in May, the thirty-seven-year-old has been busy portraying Pryor as a supporter of the President and a champion of Obamacare. That isn't necessarily wholly accurate, but it seems to be working. Five polls in a row …
Read more on The New Yorker

The Monday Primer: Highmark-UPMC updates and the Boehner-Obamacare suit
At first glance, Cleveland Clinic and Mayo Clinic offer similar advantages to their dozens of community-hospital affiliates across the U.S. Both are expanding their affiliate networks, but neither anticipates unrestricted growth. But digging a little …
Read more on Healthcare Dive

ACA At Center Of Debate Over Calif. Health Insurance Initiative
"This looks like a rate regulation regulating the old market without taking into consideration what the advantages are of the Affordable Care Act," Dooley said. "I am really working to try to bring down the cost of care. That would bring down premiums.".
Read more on Insurance News Net

Team Health Expects Some Gains From ObamaCare
Team Health (NYSE:TMH) operates a network of nearly 10,000 physicians. They serve more than 860 hospitals and clinics, which find some operational advantages to using contracted doctors. Team Health has made a number of acquisitions of physician …
Read more on Investor’s Business Daily