Tag Archives: affordable care

ObamaCare 2015: The Best Strategies for Saving Your Money and Protecting Your Health Under the Affordable Care Act Reviews

[wpramazon asin=”0944708528″]

[wprebay kw=”obamacare+2015+the+best+strategies+for+saving+your+money+and+protecting+your+health+under+the+affordable+care+act” num=”0″ ebcat=”-1″]

Affordable Care Act Flyering event at Mar Vista Library

Affordable Care Act Flyering event at Mar Vista Library
Event on 2014-11-15 11:00:00
Come help us inform the Mar Vista community about the Affordable Care Act (Obamacare) so they can get the facts they need to "apply, shop and buy" during the second enrollment period, which starts November 15, 2014. We will be distributing flyers and letting people know about enrollment counselling hours at the Mar Vista Library so they can get all their questions answered and enroll. We will meet in front of the library and spread the word!

at Mar Vista Branch Library
12006 Venice Boulevard
Los Angeles, United States

Affordable Care Act Flyering event at Mar Vista Library

Affordable Care Act Flyering event at Mar Vista Library
Event on 2014-11-22 11:00:00
Come help us inform the Mar Vista community about the Affordable Care Act (Obamacare) so they can get the facts they need to "apply, shop and buy" during the second enrollment period, which starts November 15, 2014. We will be distributing flyers and letting people know about enrollment counselling hours at the Mar Vista Library so they can get all their questions answered and enroll. We will meet in front of the library and spread the word!

at Mar Vista Branch Library
12006 Venice Boulevard
Los Angeles, United States

Obamacare Critics Said Obama Was 'Cooking the Books.' New Data Shows He

Obamacare Critics Said Obama Was 'Cooking the Books.' New Data Shows He
Another talking point against Obamacare just went poof. In the spring, as enrollment in the Affordable Care Act surpassed 7 million and settled above 8 million, critics said that the figures were an illusion. Insurance companies had warned that not …
Read more on The New Republic

Who can get Obamacare between enrollment periods
The first open enrollment period on the federal marketplace ended March 31 and was followed by a grace period that lasted through mid-April. The next open enrollment period runs from Nov. 15 to Feb. 15. But a qualifying life event creates a 60-day …
Read more on Chicago Tribune

Obamacare enrollment dips to 7.3 million
That's a 9 percent reduction from the government's May estimate of 8 million, which reflected only how many people had signed up, not how many had paid and were enrolled in the coverage. The number has been long sought by Republican lawmakers who …
Read more on Crain’s Chicago Business

Obamacare Enrollment Data: Employer Based Coverage Declines

Obamacare Enrollment Data: Employer Based Coverage Declines
That was because almost all the gains in individual coverage through the Obamacare exchanges were offset by reduced enrollment in employer-sponsored group coverage. During the same period, Medicaid enrollment increased by about 5 million, …
Read more on Heritage.org

Latest Obamacare freakout: enrollment 'plummeting' (Spoiler: not so)
In the latest leg of their endless journey to find bad news about the Affordable Care Act, conservative analysts and websites have seized on some ambiguous figures to declare that enrollment is "plummeting," "shrinking," "sinking rapidly"–choose your …
Read more on Los Angeles Times

Wellpoint, Humana Obamacare Enrollment On The Rise
Wellpoint (WLP), parent of several Blue Cross and Blue Shield plans across the country, enrolled more Americans than it thought via public exchanges under the Affordable Care Act and expects even more people to sign up to its Medicaid plans for the …
Read more on Forbes

The Brokerage, Inc. Opens New San Antonio Office with a New, Bilingual Area Manager


San Antonio, TX (PRWEB) July 21, 2014

Due to the incredible growth of their product portfolio in Texas and across the country, the Lewisville-based brokerage recently saw the need for additional support in niche markets. A big step towards satisfying that need is the opening of their charming new office in San Antonio managed by highly qualified Claudia Rodriguez-Diaz—a Spanish-speaking business manager with all the right experience.

With a degree in Management and a minor in Marketing from the University of The Incarnate Word, Rodriguez-Diaz has served as a Sales Representative, a Community Relations Manager, and Business Development Manager. She comes to The Brokerage, Inc. from United Healthcare, and will be applying her unique skill set to her new home base in San Antonio.

Conveniently located in the emerging hybrid downtown suburb of Cadillac Lofts, The Brokerage’s new office is an accessible location that offers a place for agents to meet prospects and clients, learn the latest product news and marketing ideas, as well as visit with The Brokerage’s new local area manager.

“Our emphasis on better serving our clients, both agents and consumers, creates an incredible demand for strong leaders capable of speaking across carrier and product lines,” said The Brokerage, Inc. Vice-President John Dubas, “The Brokerage is thrilled to have Claudia available to help those we serve. We anticipate an immediate positive influence on our agents, particularly in Central and South Texas.”

The San Antonio Office’s address is:

Cadillac Lofts

317 Lexington, Suite 1

San Antonio, Texas 78215

For more information, visit http://www.thebrokerageinc.com.

About The Brokerage, Inc.

The Brokerage, Inc., a national insurance marketing organization specializing in life, health and accident products, has been a nationally recognized leader in the insurance marketplace for over 36 years. The Brokerage, Inc. is proud to provide products such as annuities, health insurance, life insurance, and long term care insurance, as well as marketing services to over 10,000 actively appointed independent insurance agents nationwide. The Brokerage, Inc. helps independent brokers with their marketing efforts and increases the value of their agency with specialized features such as quality Medicare leads, help with Medicare certification, top contracts, free E&O coverage, and marketing support through various avenues year-round, not just during the Annual Enrollment Period. The Brokerage, Inc. has also played a vital role in training agents for the upcoming Affordable Care Act (ACA) and is a preferred GA for Blue Cross Blue Shield. For more information, visit http://www.thebrokerageinc.com







Exigent Med Group, LLC to Launch SelfPayMD in September


Miami, FL (PRWEB) July 26, 2014

Exigent Med Group, LLC announced the scheduled September launch of SelfPayMD (SPMD), the first of five medical offices in Miami-Dade dedicated to providing deeply-discounted, “direct-access” to board certified Primary Care Physicians (PCP) to self-pay patients. Absolutely no health insurance will be accepted.

Even the best health insurance companies pay MDs only 20% to 25% of billed amount, while the latter shoulders rising overhead and labor-intensive collection efforts.“We do not accept any type of health insurance,” said Dr. Arroyave, MD, CEO. “Credit/debit card payments eliminate paperwork, billing and collection staff, and the huge savings allow $ 75 visits for the uninsured.”

As a direct result of diminishing reimbursements and rising overhead costs (long before the Affordable Care Act, aka: ObamaCare), some PCPs refused government or private insurance, opting for a 100% direct- access practice model. Currently in the US, direct-access accounts for 4%-6% of primary care medical practices – and growing. Even in England, with decades of socialized medicine, direct-pay is growing at 5% per year.

“Understanding our market of self-pay patients, we don’t stop there; we also navigate them (as needed) to a network of independent medical and surgical specialists, labs, imaging centers and even SurgiCenters offering deep discounts to direct-access patients – a free service to our patients. Patients are seen by appointments and walk-ins. “Membership is optional, at only $ 250 per year for individuals,” said Arroyave. “We will also offer special membership pricing to families and employers with less than 50 employees.”

Although ObamaCare provides health insurance for the poor, many in the middle-middle class who don’t qualify for subsidies will be unable to afford health insurance. Then there are those who will game the system, providing false information to get subsidies, and some young people who will opt for the small penalty rather than pay high premiums. Further, those with mandatory high deductibles of $ 5K – $ 9K may shop around for low, “out-of-pocket” prices. The government estimates that about 4 million people, or 1.2% of the population, will wind up paying the penalty tax rather than purchase health insurance. Healthcare experts believe that number is way underestimated, as there will be millions flying under the radar – without insurance.

Increased insurance rolls, a shortage of physicians, and more government control of healthcare access will result in long wait-times to be seen by a PCP. ObamaCare will add 32 million patients to the insurance rolls, and, by the government’s own admission, they expect a shortage of 52,000 PCPs by 2020. Even with the full implementation, they also predict that over 30 million people will remain uninsured (you read correctly)! This will lead to congestion.

Today in Massachusetts, with its mini-ObamaCare, the wait time to see a PCP is about two months; and, if patient care at VA Hospitals is an indication of things to come from more government involvement in health care, long appointment wait-times will be the norm. “Thus, many insured patients who want to be seen quickly will come to SPMD, even if they have to pay a small out-of-pocket fee,” said Chris Merlano, a senior executive with SPMD.

Corporate America is taking notice of direct-pay primary care models. “People will always need PCPs, regardless of recession or inflation. This is an opportunity for serious investors,” said Larry Chilson, a senior executive with DevelopMED since 2006.

For more information please contact:

Exigent Med Group, LLC

Marketing |Public Affairs | Communications

444 Brickell Avenue, Suite 51-121 | Miami, FL 33131| O 305.252.7921

contact(at)selfpaymd(dot)com | http://www.SelfPayMD.com







Obamacare premiums to rise a modest 4.2% in 2015

Obamacare premiums to rise a modest 4.2% in 2015
Defying an industry trend of double-digit rate hikes, California officials said the more than 1.2 million consumers in the state-run Obamacare insurance exchange can expect modest price increases of 4.2% on average next year. On Thursday, Covered …
Read more on Los Angeles Times

Senate documents and interviews undercut 'bombshell' lawsuit against
This argument is based on the language in the ACA that says subsidies go to those using the “exchange established by the state,” which, it is said, cannot apply to the exchange established by the federal government. If this is somehow upheld by the …
Read more on Washington Post (blog)

State sits out new Obamacare grants
Although the two actions appear somewhat contradictory, the bottom line is the same: Oklahoma will remain on the sidelines as Washington hands out money to states and health-care groups that apply to participate in Affordable Care Act grant programs.
Read more on Norman Transcript

IPA Family Announces the Addition of SureBridge Insurance Products


Tampa, Fl (PRWEB) July 30, 2014

IPA Family, LLC, which is a member of The IHC Group, is excited to announce the addition of SureBridge supplemental insurance product solutions* to its expanding marketplace offerings. SureBridge supplemental insurance program is underwritten and administered by Chesapeake Life Insurance Company and currently offer up to 19 different products in 46 states nationwide.

IPA Family President and Chief Operating Officer David Keeler commented, “With the passing and implementation of ‘Obamacare,’ a.k.a. the Affordable Care Act (ACA), adding the SureBridge programs in conjunction with the supplemental insurance products we already provide through our internal IHC insurance carriers positions us to better serve the current and future needs of our ACA customers.”

IPA Family is proud that it is able to offer ACA compliant plans through some of the largest and most reputable insurers in the country. The SureBridge partnership will add vision insurance, critical accident, quick issue life insurance, non-insurance wellness products, and other solutions to the IPA Family product portfolio. Additionally, IPA Family represents three health insurance carriers through The IHC Group, which provide coverage for short term medical, critical illness, dental, fixed indemnity plans and its new Metal Gap supplemental series.

Keeler also added, “This special relationship allows us to collaborate with highly reputable industry leaders and, even more importantly, it provides us with the ability to equip our current sales advisors with enhanced solutions to market in states where we currently have no presence at all. As a result, we have immediate opportunities for high-level leaders who are willing to connect, invest and grow along with us.”

All sales advisors for IPA Family are licensed insurance producers. For more information about leadership opportunities with the organization, contact Dave Keeler to schedule an interview.

*Supplemental insurance products are not considered minimum essential coverage under the Affordable Care Act.

About IPA Family, LLC

IPA Family, LLC (IPA) is an established national marketing organization with a growing consumer direct sales agency numbering several hundred agents who distribute family and individual major medical insurance plans and ancillary products (including short-term medical, vision, dental, supplemental fixed indemnity limited benefit, critical illness, and hospital indemnity, and small group stop-loss) for The IHC Group, an organization of insurance carriers and marketing and administrative affiliates and the majority owner of IPA. In addition, it has begun to write major medical through well-known national insurance companies. IPA’s trained professional sales associates provide information and a product portfolio that can meet the needs of many small business owners and self-employed individuals and families. Headquartered in Tampa, Fl., IPA is accredited and has an excellent reputation with the Better Business Bureau (bbb.org).

About The IHC Group

The IHC Group is an organization of insurance carriers and marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions to groups and individuals for over 30 years. Members of The IHC Group include Independence Holding Company (NYSE:IHC), American Independence Corp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations. (An A++ rating from A.M. Best is its highest rating.) Collectively, the companies in The IHC Group provide insurance coverage to more than one million individuals and groups. For more information about The IHC Group, visit http://www.ihcgroup.com.







The 8 Biggest Myths About ObamaCare: NCPA Report


Dallas, TX (PRWEB) May 29, 2014

While millions of Americans have already lost their health coverage due to ObamaCare, many more will see their health care disrupted as the new law changes the American health system, according to a new report from the National Center for Policy Analysis that debunks eight of the most pervasive myths surrounding the Affordable Care Act.

“Two months after ObamaCare’s open-enrollment finished, the cracks are showing,” says NCPA Senior Fellow John R. Graham. “Millions of people have lost their health benefits and have signed up for ObamaCare plans in health-insurance exchanges. They are discovering that they have limited access to care, and were even misled about which doctors are in their provider networks. Medicare, hospitals, skilled nursing facilities, and home-health care were raided for billions of dollars to pay for this new health program, which is already broken.”

For example –

Myth: If you like your health plan, you can keep it.


    Actually, 6 million people have had their insurance policies canceled, and another 19 million are enrolled in private health plans that do not comply with the Affordable Care Act’s requirements.
    Business’ employee health plans were supposed to be grandfathered into the law, but they lose that protection when small changes — such as a change in the deductible — occur.
    A government memo predicts that up to two-thirds of Americans with employer-provided health insurance will have to switch to more expensive, regulated plans and that, eventually, all plans will lose their grandfathered status.

Myth: If you like your doctor, you can keep your doctor.

    In reality, many exchange plans have narrow networks that limit a patient’s choice of doctor. In fact, a staggering 70 percent of California physicians are not in California’s exchange networks.
    Without an influx of new doctors, there is no realistic way to meet the demand that will be created by 26 million newly insured who seek to double their health care consumption. By 2015, the Association of American Medical Colleges predicts a shortfall of 21,000 primary care doctors.

Myth: There is an employer mandate to offer affordable coverage.

    Actually, an employer is fined $ 2,000 for each employee if he refuses to provide health coverage. $ 2,000 is generally cheaper than the cost of health benefits, so many employees will stop offering health insurance.
    Moreover, the Affordable Care Act incentivizes self-insured employers to offer very expensive coverage and require their employees to pay up to 9.5 percent of their wages in premiums and the full cost of coverage for their families. If an employee turns down this offer from his employer, he is not entitled to subsidies in the exchanges.

Myth: Health reform will lower the cost of health insurance by $ 2,500 a year per family.

    In fact, coverage will become more expensive for everyone outside of a small portion of older, low-income adults who have access to highly subsidized exchange coverage.

Graham also said, “The myths peddled by the Administration to sell ObamaCare are not harmless fairy tales, they have resulted in a program that is harming people’s access to health care.”

Full text: The Biggest Myths of ObamaCare: http://www.ncpa.org/pdfs/ib144.pdf

The National Center for Policy Analysis (NCPA) is a nonprofit, nonpartisan public policy research organization, established in 1983. We bring together the best and brightest minds to tackle the country’s most difficult public policy problems — in health care, taxes, retirement, education, energy and the environment. Visit our website today for more information.







Related Enroll Obamacare Press Releases