Tag Archives: Consumers

Consumers Direct Insurance Services of New Mexico Releases Dates and Times for its Medicare Seminar Series


Albuquerque, New Mexico (PRWEB) October 08, 2014

Late enrollment penalties, donut holes, calendar year maximums, catastrophic coverage – oh my. Medicare sure sounds frightening but don’t fret. With a little knowledge you’ll find it’s not nearly as scary as you may think.

Consumers Direct Insurance Services (CDIS), Inc., an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico is gearing up for Medicare’s 2014 Annual Enrollment Period (AEP), which runs from October 15th through December 7th, with the release of its Medicare Seminar Series*.

CDIS’ Medicare Seminar Series, is a grassroots initiative that places experienced local insurance agents in a controlled learning environment for Medicare beneficiaries to gather essential plan benefit information while also providing a forum for answers to their questions.

“Consumers Direct Insurance Services of New Mexico is excited about its upcoming Medicare Seminar Series, because it gives us an opportunity to engage the local public and present all of the new plan options from Blue Cross and Blue Shield of New Mexico,” said Scott Loochtan, President of Consumers Direct Insurance Services, Inc. “Trying to decipher all of this material on your own can be daunting and that is why we offer this complimentary service to make the process much easier.”

The Medicare Annual Enrollment Period (AEP) is the one time of year that Medicare beneficiaries enrolled in either a standalone Medicare Part D prescription drug plan (PDP) or Medicare Advantage (MA) plan can make a change for the next year.

“The AEP is the insurance agent’s tax season,” noted Loochtan. “Medicare beneficiaries all over the country have been eagerly awaiting this time of year to review and analyze their plans so that they can secure the best options to meet their needs in the upcoming year.”

CDIS’ insurance agents go through a stringent Medicare Part D Prescription Drug Plan (PDP) and Medicare Part C, also known as Medicare Advantage (MA), continuing education and certification process each year in order to assist current and potential clients. This certification allows them to provide full service Medicare solutions while making themselves available in a variety of ways through technology, over the phone or in person appointments.

To register for one of CDIS of New Mexico’s Medicare Seminars please visit http://www.CDISofNM.com/seminars or call directly at 888.257.6640. There is limited seating for each seminar.

About Consumers Direct Insurance Services, Inc. (CDIS)

Consumers Direct Insurance Services, Inc., (CDIS), is an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico, Oklahoma and Texas that were founded in an effort to bridge the gap between education and insurance. Headquartered in Riverwoods, IL, the company has an executive team with over 100 years’ experience that has been providing world-class healthcare guidance to over 20,000 active clients. For more information, please visit our state specific websites at http://www.CDISofNM.com, http://www.CDISofOK.com and http://www.CDISofTX.com.

*Not connected with or endorsed by the U.S. Government or the Federal Medicare program.







Consumer Reports Poll Finds Over One Third of Consumers More Confused on Health Law Since Start of Open Enrollment

Yonkers, NY (PRWEB) December 11, 2013

One month after the start of open enrollment in the new Health Insurance Marketplaces created by the Affordable Care Act, a new survey conducted by the Consumer Reports National Research Center shows that many American consumers now feel more confused about the law, the insurance marketplaces and how the ACA will impact them.

The nationally representative survey asked consumers whether they felt better or less informed about the law over the last month. Participants were also asked to identify whether statements describing elements of the law were true or false.

Key findings of the Consumer Reports survey of Americans’ understanding of the new health law include:


Less understanding of the law. Overall, 38% of respondents indicated they felt LESS informed over the course of the past month.

Incorrect beliefs about features of the law. Nearly half (48%) thought the ACA established a government-run health plan. Thirty-six percent thought the new law allowed the government to control their selection of doctors, and 30 percent believed the law set up government panels that would dictate decisions about end-of-life care. In contrast, one-quarter or less of respondents correctly identified these as false statements.

Lack of reliable information source. Ninety percent of respondents selected at least one barrier to the attainment of reliable information about Obamacare. They were inclined to spread the blame areas among several actors: conflicting news reports (52%), complexity of the law itself (52%), biased information coming from Congress (50%), uncertainly about whose opinions on the laws should be trusted (48%), conflicting information in TV ads (47%), biased information coming from the White House (44%) and biased information coming from state officials (38%).

“The American health insurance system has long been the world’s most complicated, and now consumers are being asked to understand an entirely new set of rules and procedures in addition,” said Nancy Metcalf, who covers health insurance and the new health law as a Consumer Reports senior editor. “No wonder they feel confused and unsure where to turn for reliable information. But with open enrollment underway and HealthCare.gov working more smoothly, consumers need help so they don’t miss out on getting the right coverage for themselves and their families.”

Consumers who need coverage in place by Jan. 1 must enroll by Dec. 23. Open enrollment runs through March 31, 2014.

Consumer Reports has designed a free, new online tool called http://www.HealthLawHelper.org to cut through the clutter and confusion and deliver personalized, tailored results for consumers about how the Affordable Care Act affects them, no matter what their insurance status, including those whose plans were recently cancelled because they don’t meet the new law’s requirements. By answering a few simple, anonymous questions (age, insurance status, family size, income etc), consumers will receive a results page outlining the different options available to them and any next steps they may need to take, based on the information they provide.

HealthLawHelper.org will also alert users not only to possible financial help in paying for private health insurance, but will also tell them if they or any family members might qualify for other programs such as Medicaid or CHIP.

The tool is also available in Spanish at http://www.AseguraTuSalud.org and has been optimized for mobile devices.

Metcalf is also blogging on a new topic related to Obamacare every day. All this content can be found at http://www.ConsumerReports.org/cro/health/insurance/health-care-countdown/index.htm.

Consumer Reports Poll Methodology

The Consumer Reports National Research Center’s national representative telephone survey about consumer understanding of the Affordable Care Act between November 8-10, 2013 included 1,000 U.S. residents (18 and older) and was fielded by vendor ORC International. Respondents, who were screened to meet national demographics, were asked their understanding of the provisions of the 2010 ACA one month following its rollout in October of 2013. The margin of error is + / – 3.0 percentage points at the 95 percent confidence level.

For a copy of the survey report, contact Joe Duraes or Kara Kelber.

Consumer Reports is the world’s largest independent product-testing organization. Using its more than 50 labs, auto test center, and survey research center, the nonprofit rates thousands of products and services annually. Founded in 1936, Consumer Reports has over 8 million subscribers to its magazine, website and other publications. Its advocacy division, Consumers Union, works for health reform, product safety, financial reform, and other consumer issues in Washington, D.C., the states, and in the marketplace.

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© Consumer Reports 2013. The material above is intended for legitimate news entities only; it may not be used for advertising or promotional purposes. Consumer Reports® is an expert, independent nonprofit organization whose mission is to work for a fair, just, and safe marketplace for all consumers and to empower consumers to protect themselves. We accept no advertising and pay for all the products we test. We are not beholden to any commercial interest. Our income is derived from the sale of Consumer Reports®, ConsumerReports.org® and our other publications and information products, services, fees, and noncommercial contributions and grants. Our Ratings and reports are intended solely for the use of our readers. Neither the Ratings nor the reports may be used in advertising or for any other commercial purpose without our permission. Consumer Reports will take all steps open to it to prevent commercial use of its materials, its name, or the name of Consumer Reports®. More information about Consumer Reports’ No Commercial Use and Linking policy can be found here: http://www.consumerreports.org/cro/about-us/no-commercial-use-policy/index.htm.