Tag Archives: drug coverage

Latest Medicare Enroll News

Volunteers ready to assist with Medicare enrollment
During the month of October, we begin the annual enrollment process for the Medicare prescription drug plans, as well as Medicare Advantage plans. From Oct. 15 through Dec. 7, Medicare beneficiaries will have the chance to enroll, add or change plans …
Read more on Newport News Times

CVS/pharmacy to Help Patients Save Time and Money During Annual Medicare
WOONSOCKET, R.I., Oct. 14, 2014 /PRNewswire/ — CVS/pharmacy, the retail division of CVS Health , announced today that it will offer its senior patients an easy way to compare Medicare Part D prescription drug plans during the Annual Enrollment Period …
Read more on The Providence Journal

Hunterdon County reminds seniors about 2015 medicare open enrollment
Hunterdon County reminds seniors that the 2015 Medicare Open Enrollment period runs Oct. 15 to Dec. 7. Each year plans change, including what they cost and what they cover. Those who don't have prescription drug coverage can also enroll in a drug plan …
Read more on Hunterdon County Democrat

How Do I Enroll in Medicare?

If you are new to Medicare, you can follow these easy steps to help to prepare for your Medicare enrollment.

Determine Your Eligibility The first step you need to take for Medicare enrollment is to find out if you are eligible. You should meet the eligibility requirements if you can answer yes to one of the following questions:
Are you age 65 or older?
Are you under 65 with certain disabilities?
Do you have End-Stage Renal Disease (kidney failure that requires transplant or dialysis)?

If you already receive Social Security Benefits, you will automatically be enrolled in Medicare Part A and B the month you turn 65. Three months prior to your birth date you should be

Free Medicare counseling at Yonkers libraries – Tuesdays (and Thursdays)

Free Medicare counseling at Yonkers libraries – Tuesdays (and Thursdays)
Event on 2014-07-01 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the Senior Benefits Information Center at the Will Library Tuesdays 10am–1pm year-round (except holidays; on Thursdays, it's 11am–3pm). No appointment necessary. Please note that the SBIC will be held on the last Tuesday morning of the month at the Yonkers Riverfront branch, 1 Larkin Center, 10am–1pm, appointment recommended.

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Grinton Will Library
1500 Central Park Avenue
Yonkers, United States

Free Medicare counseling at the Greenburgh Public Library – Mondays

Free Medicare counseling at the Greenburgh Public Library – Mondays
Event on 2014-06-30 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the Greenburgh library Mondays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:

• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries, go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Greenburgh Public Library
300 Tarrytown Road
Elmsford, United States

Free Medicare counseling at the Tarrytown library – Wednesdays

Free Medicare counseling at the Tarrytown library – Wednesdays
Event on 2014-06-25 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the Warner Library Wednesdays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Warner Library
121 North Broadway
Tarrytown, United States

Free Medicare counseling at Yonkers libraries – Thursdays (and Tuesdays)

Free Medicare counseling at Yonkers libraries – Thursdays (and Tuesdays)
Event on 2014-06-12 11:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the Senior Benefits Information Center at the Will Library on Thursdays 11am–3pm year-round (except holidays; Tuesdays, it's 10am–1pm.) No appointment necessary. (Please note that the SBIC will be held on the last Tuesday morning of the month at the Yonkers Riverfront branch, 1 Larkin Center, 10am–1pm, appointment recommended.)

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries, go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Grinton Will Library
1500 Central Park Avenue
Yonkers, United States

Free Medicare counseling at the Port Chester library – Thursdays

Free Medicare counseling at the Port Chester library – Thursdays
Event on 2014-06-05 11:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the Senior Benefits Information Center at the Port Chester library Thursdays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:

• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries, go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Port Chester-Rye Brook Public Library
1 Haseco Avenue
Port Chester, United States

Can’t deny Medicare insurance?

Question by Beginner: Can’t deny Medicare insurance?
Hello. Soon I will be eligible for Medicare. Before I’ve been having a share-of-cost something (medical? medicaid? can’t tell the many names apart).

I managed it so I’d only visit the doctor’s/get my meds every 3 months. My share of cost is $ 250, so ESSENTIALLY that worked out to $ 83 a month ($ 250/3).

Medicare will cost me $ 97 a month. That is obviously more than what my share-of-cost coverage ended up costing.

My mom said you can’t “deny”, or “opt out”/”choose not to be insured by” Medicare insurance. Is she correct in saying this?

If so, what the fuck is this shit? What kind of robbery is this where the government DEMANDS you get their insurance and you CANNOT get out of it? My mom has to be wrong, right?
Thank you for the answer and the extra info. It might be beneficial for most but is not for me, as I laid out (83/month vs 97/month). Medicare part A (hospitalization) didn’t/doesn’t cost me anything, but it’s part B (doctor visits) that is $ 97.

All my meds were essentially covered in the $ 83/month because what I would do is eat up all my share of cost in the month from doctor visits before I would buy my meds that same month. So now I’m going to have to pay $ 97 PLUS whatever the costs of my prescription plan are.

Great stuff.

Best answer:

Answer by nmyankee
Your mother is correct. The government ‘got us’ with this one but it’s been advantageous to recipients. However, when moved into the private sector, it helped bankrupt the system (LBJ, I think). If the Congress and Medicare weren’t so stupid, and overly generous with their ‘zero’ contribution requirements for some, (such as benefit payments to illegal aliens who never contributed one cent), Medicare might be fairly healthy.
Your Medicare payment will be automatically deducted from your Social Security benefits cheque before your cheque is deposited. If you choose Coverage B, in addition to the required Coverage A, it’s very likely you won’t regret it. I think A & B costs about $ 120 a month
In additional to this, I have a Medicare Medical plan with AARP plus a Prescription Drug plan. The total for this is $ 160 a month and I pay $ 7 per prescription listed in the AARP Drug Coverage List and, about, $ 50 – $ 70 each for 3 other medications listed according to Tier. Without the Prescription Drug Plan, my medications would cost between $ 700 and $ 800 per month. Medication and Healthcare premiums ‘demolish’ 45% of my SS benefit but I refuse to go with Obama’s dim-wit plan and , I doubt this one will be forced upon us.
I was a healthy person, until I was 63 but, then fell off a ladder and, after that, developed another dozen health issues. Six months ago, I went into hospital and was then sent to a rehab center (heart attack and help with regaining the use of my feet). Anyway, the total cost of my ‘imprisonment’, for 5 weeks, was $ 62,400 of which I paid $ 563 as my Plan with AARP includes 30 days of a nursing home or rehab. stay. This would have cost $ 500 less but for Medicare denying my use of an ambulance to get to hospital.
Franklin Roosevelt signed the Social Security Act in 1935 when the country was still experiencing the effects of the Great Depression, and Medicare wasn’t enacted until the mid-60’s. See link.

What do you think? Answer below!

Free Medicare counseling at the Peekskill library – Thursdays

Free Medicare counseling at the Peekskill library – Thursdays
Event on 2014-05-22 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the Field Library the first and second Thursdays of each month year-round (except holidays). No appointment necessary. (The SBIC will be at the Ossining Public Library on the remaining Thursdays in the month, 1:30–3:30pm.)

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries, go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at The Field Library
4 Nelson Avenue
Peekskill, United States

Free Medicare counseling at the New Rochelle Public Library – Fridays

Free Medicare counseling at the New Rochelle Public Library – Fridays
Event on 2014-04-18 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the New Rochelle public library Fridays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all nine SBIC centers go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at New Rochelle Library
1 Library Plaza
New Rochelle, United States