Tag Archives: health coverage

Health care in America

Health care in America
Obamacare's effects will not be fully understood for years; but it will never be the core of the problem. If America wants to stick to the idea that it has a health-care market, then it should focus on trying to make it more like a market—with prices …
Read more on The Economist

The Two Issues That Could Bring Down Obamacare
Today marks the one-year anniversary for Obamacare's health exchanges—which have helped more than 7 million people across the country enroll in health coverage. And while Obamacare's marketplace is settling in for its second year, serious issues are …
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Medicare Enrollment Tips

When enrolling in Medicare there are many things to consider. It is not like a switch is flipped and all of a sudden you have medical coverage. There is a lot of paperwork to fill out and you will still be required to pay some expenses. There are Medicare patient advocate groups that can assist you. But here are a few thing you can do yourself to make the transition easier.

First and foremost there are tons of resources both online and off to help educate you about Medicare and navigating its huge bureaucracy. The process of getting enrolled in Medicare and utilizing the insurance can be complicate and frustrating but is

The 8 Biggest Myths About ObamaCare: NCPA Report


Dallas, TX (PRWEB) May 29, 2014

While millions of Americans have already lost their health coverage due to ObamaCare, many more will see their health care disrupted as the new law changes the American health system, according to a new report from the National Center for Policy Analysis that debunks eight of the most pervasive myths surrounding the Affordable Care Act.

“Two months after ObamaCare’s open-enrollment finished, the cracks are showing,” says NCPA Senior Fellow John R. Graham. “Millions of people have lost their health benefits and have signed up for ObamaCare plans in health-insurance exchanges. They are discovering that they have limited access to care, and were even misled about which doctors are in their provider networks. Medicare, hospitals, skilled nursing facilities, and home-health care were raided for billions of dollars to pay for this new health program, which is already broken.”

For example –

Myth: If you like your health plan, you can keep it.


    Actually, 6 million people have had their insurance policies canceled, and another 19 million are enrolled in private health plans that do not comply with the Affordable Care Act’s requirements.
    Business’ employee health plans were supposed to be grandfathered into the law, but they lose that protection when small changes — such as a change in the deductible — occur.
    A government memo predicts that up to two-thirds of Americans with employer-provided health insurance will have to switch to more expensive, regulated plans and that, eventually, all plans will lose their grandfathered status.

Myth: If you like your doctor, you can keep your doctor.

    In reality, many exchange plans have narrow networks that limit a patient’s choice of doctor. In fact, a staggering 70 percent of California physicians are not in California’s exchange networks.
    Without an influx of new doctors, there is no realistic way to meet the demand that will be created by 26 million newly insured who seek to double their health care consumption. By 2015, the Association of American Medical Colleges predicts a shortfall of 21,000 primary care doctors.

Myth: There is an employer mandate to offer affordable coverage.

    Actually, an employer is fined $ 2,000 for each employee if he refuses to provide health coverage. $ 2,000 is generally cheaper than the cost of health benefits, so many employees will stop offering health insurance.
    Moreover, the Affordable Care Act incentivizes self-insured employers to offer very expensive coverage and require their employees to pay up to 9.5 percent of their wages in premiums and the full cost of coverage for their families. If an employee turns down this offer from his employer, he is not entitled to subsidies in the exchanges.

Myth: Health reform will lower the cost of health insurance by $ 2,500 a year per family.

    In fact, coverage will become more expensive for everyone outside of a small portion of older, low-income adults who have access to highly subsidized exchange coverage.

Graham also said, “The myths peddled by the Administration to sell ObamaCare are not harmless fairy tales, they have resulted in a program that is harming people’s access to health care.”

Full text: The Biggest Myths of ObamaCare: http://www.ncpa.org/pdfs/ib144.pdf

The National Center for Policy Analysis (NCPA) is a nonprofit, nonpartisan public policy research organization, established in 1983. We bring together the best and brightest minds to tackle the country’s most difficult public policy problems — in health care, taxes, retirement, education, energy and the environment. Visit our website today for more information.







Related Enroll Obamacare Press Releases

Health Alliance Plan Names Dawn Geisert Chief Compliance Officer


Detroit, Michigan (PRWEB) April 17, 2014

Health Alliance Plan (HAP) today announced that Dawn Geisert has joined the company as Chief Compliance Officer.

In this newly created role, Geisert and her team will implement a coordinated regulatory compliance program, oversee regulatory submissions and reporting activities, assess compliance risk and develop training programs to address compliance. A robust compliance program ensures that the company upholds its core values of service excellence and integrity while adhering to state and federal requirements. Geisert will also interface with the Audit and Compliance Committee of the HAP board of directors.

“Dawn is a visionary leader with extensive experience administering corporate compliance programs,” said James Connelly, HAP President and CEO. “Medicare and Medicaid will continue to grow, and HAP is fully committed to meeting the expectations of commercial and government payers while ensuring a positive experience for our members with complete regulatory compliance.”

Prior to being appointed Chief Compliance Officer, she served in the Office of the General Counsel at Blue Cross Blue Shield of Michigan, where she was Principal Counsel leading the government programs practice group legal team.

Geisert holds a Juris Doctorate from Michigan State University College of Law, a Master of Science in general administration from Central Michigan University and a Bachelor of Arts in psychology from the University of Michigan. She is also an alumnus of the Michigan Chamber Foundation’s Leadership Michigan program.

A lifelong Michigan resident, she, her husband and two children reside in Troy.

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About Health Alliance Plan

Health Alliance Plan (HAP) is a Michigan-based, nonprofit health plan that provides health coverage to more than 670,000 members and companies of all sizes. For more than 50 years, HAP has partnered with leading doctors and hospitals, employers and community organizations to enhance the health and well-being of the lives we touch. HAP offers a product portfolio with six distinct product lines: Group Insured Commercial, Individual, Medicare, Medicaid, Self-Funded and Network Leasing. HAP excels in delivering award-winning preventive services, disease management and wellness programs, and personalized customer service. The National Committee for Quality Assurance awarded HAP’s commercial HMO and HAP Senior Plus Excellent Accreditation.







More Medicare Insurance Press Releases

Affordable Care Act (“ObamaCare”) Enrollment

Affordable Care Act (“ObamaCare”) Enrollment
Event on 2014-03-31 10:00:00
In partnership with the Consumer Assistance and Resource Enterprise (CARE), enroll in a health care plan. Federally-approved Navigator/Enrollment Assisters will guide you through the process to satisfy the requirements of the Affordable Care Act ("ObamaCare").
Enrollment begins October 2013 and closes March 2014. Everyone not covered through government-supplied health coverage or an employer health plan must acquire health insurance coverage by March 31 or incur a penalty.
For more information or to register for an enrollment session, please call 836-9033.
Be aware that scams have been reported in which con artists will try to obtain your personal information. Scams are operating through fraudulent websites, the telephone and even in person. The government will never contact you to sign up for a health plan or ask for your personal information. You can be confident that the information provided at library branch programs is accurate, and the information on our website is reliable and trustworthy. 

at West Las Vegas Theater
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Heartland Institute Experts React to President Obamas State of the Union Address


(PRWEB) January 29, 2014

The following statements reacting to President Barack Obama’s State of the Union address Tuesday night from staff, fellows, and policy advisors at The Heartland Institute – a free-market think tank – may be used for attribution. For more comments, refer to the contact information below. To book a Heartland guest on your program, please contact Director of Communications Jim Lakely at jlakely(at)heartland(dot)org and 312/377-4000 or (cell) 312/731-9364.

“The president displayed a remarkable lack of gravitas in his State of the Union address. For a while, he was crouched over the lectern leaning on his elbows, like a college professor leading a discussion rather than the Leader of the Free World addressing the nation.

“There was so much else wrong with this speech. Taking credit for things he’s done so much to prevent (like rising oil production), the repetitive call-outs to sad sacks in the gallery in order to cite anecdotes instead of making credible arguments, the incredibly insulting and condescending notion that Congress should ‘give America a raise’ by raising the minimum wage. Do we all work for government? Would we not make more than $ 10 an hour unless government told our employers to pay us at least this much? That line – ‘give America a raise’ – should appear in dictionaries as part of the definition of ‘pandering.’

“His line about Obamacare – ‘come on guys, voting to repeal it 40 times is enough’ – trivialized an effort by a co-equal branch of government to keep promises its members made to voters back home, to repeal and replace legislation that was passed under false pretenses. He mocked his critics when he should have been apologizing for telling lies to the American people in order to get that legislation passed. The right thing to have said is: ‘I apologize for misleading members of Congress and the American people to get a piece of flawed legislation enacted. Let’s work together to repeal and replace it with something that can work.’”

Joseph Bast

President

The Heartland Institute

jbast(at)heartland(dot)org

312/377-4000

“The president continues to place his faith in government programs as a means to promote growth and prosperity. Economic history shows government efforts to direct and control the economy tend to detract from growth and impoverish people. America’s historical success is due to an alternative – faith in the freedom of individuals and markets.

“By replacing individual freedom with government control and direction, the president’s policies have produced the weakest recovery in over a century. Had our forefathers placed their faith in government instead of individuals, the U.S. today would be a third world nation. By moving to replace our precious individual freedoms with progressively more government control over the economy and markets, the president opts for policies that will continue to erode the living standards of most Americans.”

Robert Genetski

Policy Advisor, Budget and Tax Policy

The Heartland Institute

rgenetski(at)classicalprinciples(dot)com

312/565-0112

“The president says that the economy is improving substantially. Sadly, the average worker does not believe that. As President Barack Obama enters his sixth year in the White House, 68 percent of Americans say the country is either stagnant or worse off since he took office, according to the latest NBC News/Wall Street Journal poll.

“There is good reason for the pessimism. In 2007, 66 percent of Americans over age 16 either had a job or were looking for one. Today, that is down to 62.8 percent, the lowest labor-force participation rate since 1978.”

Ronald D. Rotunda

The Doy & Dee Henley Chair and Distinguished Professor of Jurisprudence

Chapman University

rrotunda(at)chapman(dot)edu

714/628-2698

“In his meandering mess of a speech, President Obama managed to completely gloss over the relevant facts regarding the failures of his signature health care law. Rather than admit the problems and apologize for them, the president chose to ignore the millions of Americans who’ve learned that even if they like their plan they can’t keep it, or even if they like their doctor they can’t keep him. Instead, he based his metric of success on the number of Americans signed up for Medicaid, an already overburdened and failing entitlement system which offers the false promise of care to millions of Americans.

“President Obama has made health care unaffordable for millions of citizens while needlessly disrupting our economy. At most, his health care exchanges are signing up 15 percent of the uninsured Americans they were supposed to enroll. And why? Because the American people are finding that the promises he made about bringing down the price of health insurance for individuals and families were complete and utter lies. If all the promises he’d made about Obamacare had come true, the president’s speech would’ve been a victory lap. Instead, it’s a grim insistence that his broken policy will endure, despite how much it has hurt Americans across the country.”

Benjamin Domenech

Senior Fellow, Health Care Policy

The Heartland Institute

bdomenech(at)heartland(dot)org

703/509-1741

“President Obama dares to say ‘research shows government preschool is a great investment’ just a few months after yet another highest-quality study shows it’s fool’s gold. The president apparently prefers only the poor-quality research that supports his agenda of saddling kids with debt while failing to equip them to pay it off.

“The president is quite bold to claim his micromanaging, dictatorial education policies are already improving student achievement when the statistics show his penchant for making laws without Congress has slowed poor and minority kids’ achievement growth. The Common Core education standards and tests his administration has illegally pushed on schools still have no positive track record despite millions spent, and millions more to come.”

Joy Pullmann

Research Fellow, The Heartland Institute

Managing Editor, School Reform News

jpullmann(at)heartland(dot)org

312/377-4000

“Claiming credit for Common Core by name is problematic for President Obama because many parents and teachers (including even the largest teachers’ union in New York State) are rebelling against this nationalized, cookie-cutter model of education. However, by boasting of his administration’s Race to the Top bribes to bring states on board – plus its funding of the linked national assessments and curricular materials – Obama implicitly took full ownership of Common Core last night. To call it ObamaCore is no exaggeration. Indeed, its implementation is proving to be every bit as productive for education as ObamaCare is for health care.”

Robert G. Holland

Senior Fellow, Education

The Heartland Institute

rholland(at)heartland(dot)org

312/377-4000

“I sat down at my television set with a yellow legal pad and a mechanical pencil to take notes and jot down comments I’d like to make. My legal pad is blank. I fell asleep and might still be asleep if my daughter hadn’t nudged me awake. I’m not sure how long I was asleep, so maybe I missed something important but I doubt it. I didn’t hear anything inspiring, uplifting or amusing, aside from his quip about how mothers might appreciate a phone call from their kids to help them sign up for Obamacare.

“It seems to me if there was a theme that ran through his talk, it’s that executive orders will drop from his pen like leaves from trees on a breezy day in late fall. Congress should grow a spine and remind the president that its job is to make the laws, and the president’s job is to see that the laws are faithfully executed. That’s why Congress is called the legislative branch of government and the presidency is called the executive branch.”

Steve Stanek

Research Fellow, Budget and Tax Policy

The Heartland Institute

Managing Editor

Budget & Tax News

sstanek(at)heartland(dot)org

815/385-5602

“As a society, it is high time for us to recognize and embrace the truth. Contrary to President Obama’s misguided assertion, carbon dioxide is not a pollutant. Its increasing concentration only minimally affects earth’s climate, while it offers tremendous benefits to the biosphere. Efforts to regulate and reduce CO2 emissions are simply ludicrous. They will hurt far more than they will help.”

Craig D. Idso

Senior Fellow, Environment

The Heartland Institute

Co-editor, Nongovernmental International Panel on Climate Change

cidso(at)co2science(dot)org

312/377-4000

“The president said ‘climate change is a fact’ and vowed action via the Environmental Protection Agency in his State of Union Speech, but he did not ask for any new legislation such as the cap-and-trade bill he touted a year ago. As a scientist who knows without a doubt there is no significant man-made global warming, perhaps I should be pleased the president took a softer stance on the issue, But I am far from happy about the state of affairs on the issue.

“It has become purely a rock-solid, lock-step political position of the Democrat Party to believe in global warming, and of the Republican Party to disbelieve. I see no hint that the leadership in either party is truly interested in opening their minds to a scientific debate — to study the evidence and reach a reasoned non-politically motivated position and take actions accordingly.

“Science and politics do not match well. Science is not settled by a vote, and slogans and platform planks are not scientifically significant. It is my deepest regret this has become a political issue. I think we will make little progress in obtaining an open hearing from the public as long as the political leaders line up their followers on one side or the other.”

John Coleman

Meteorologist, KUSI-TV San Diego

Policy Advisor, Environment

The Heartland Institute

coleman(at)kusi(dot)com

312/377-4000

“President Obama seems to have toned down his climate rhetoric this year given the obvious reality of no rising global temperatures for 17-plus years and the current cold snap gripping the nation. Saying the phrase ‘climate change is a fact’ is meaningless.

“When our children look us in the eye, we want to tell them that our generation rejected the belief that regulating emissions alters our climate and weather. We want to tell our kids that we rejected the belief that acts of Congress or the U.N. or the EPA could alter storms or global climate. We want to say ‘Yes we did’ to our kids when they ask us if we stopped bureaucrats at the EPA and in our government from attempting to restrict our energy choices based on the belief politicians can change the weather.”

Marc Morano

Publisher

Climate Depot

morano(at)climatedepot(dot)com

312/377-4000

“Mr. Obama is fortunate to be president during America’s energy revolution. Extraction of oil and natural gas from dense shale is occurring with no help from the administration. It is occurring on private or state-controlled lands and driven by private initiatives. According to 2012 statistics compiled by the Energy Information Administration, the production of oil, natural gas, natural gas liquids, and coal from federal lands and waters all fell. The difference between what is occurring on non-federal lands and federal lands demonstrates the economically punitive policies of this administration.

“The president correctly stated that climate change is a fact. It has been ongoing for hundreds of millions of years and there is little governments can do to stop it. The great fear of global warming was artificially contrived. For a president to declare that he will expand executive powers, without Congressional approval, to fight this non-threat is a drastic step towards authoritarian government. Already, the administration has contrived an artificial concept called the social cost of carbon. All life on the planet is carbon based. Is life a pollutant? Does life have a social cost? The concept is an insult to logic, language, and science.

“The Nongovernmental International Panel on Climate Change (NIPCC) has produced reports reviewing appropriate scientific papers and concluded carbon dioxide emissions are not a major cause of global warming or climate change. Also, the reports cited thousands of studies in laboratories and in the field that demonstrate increased atmospheric carbon dioxide promotes growth of virtually all forms of green plants and is a tremendous boon to agriculture and the environment. Three decades of satellite observations confirm these findings.”

Kenneth Haapala

Executive Vice President

Science and Environmental Policy Project (SEPP)

Ken(at)Haapala(dot)com

312-377-4000

“Last night’s State of the Union Address reminds me of the idiom ‘on one hand, on the other hand.’ On one hand, President Obama extolled efforts to increase fuel efficiency to ‘help America wean itself off foreign oil.’ He touted the new reality of ‘more oil produced at home than we buy from the rest of the world, the first time that’s happened in nearly 20 years.’ On the other hand, he promised to use his ‘authority to protect more of our pristine federal lands for future generations’ – which is code for more national monuments and endangered species designations that will lock up federal lands from productive use.

“He took credit for his ‘all of the above’ energy strategy, which he claims has ‘moved America closer to energy independence than we have been in decades.’ And, regarding natural gas, Obama said he’ll ‘cut red tape to help states get those factories built and put folks to work.’ He also proclaimed: ‘I’ll act on my own to slash bureaucracy and streamline the permitting process for key projects, so we can get more construction workers on the job as fast as possible.’ Yet, the Department of Energy has dozens of permits for liquefied natural gas (LNG) export facilities languishing on some bureaucrat’s desk. One of the few approved terminals – Cheniere Energy’s Sabine Pass LNG Terminal Project in Cameron Parish, Louisiana – created more than 2,000 jobs in 2013 and looks to create another 2,000 jobs in 2014. Let’s get those permits issued.

“On one hand, the president says he wants to help. On the other hand, everything he does hinders.”

Marita Noon

Executive Director

Citizens Alliance for Responsible Energy

marita(at)responsiblenergy(dot)org

505/239-8998

“In his State of the Union Address, President Obama asked whether we will leave our children’s children with a safer, more stable world with respect to the ‘settled’ issue of climate change. Why doesn’t Obama apply the same standard when it comes to government spending?

“Reckless overspending in Washington is creating an unsustainable mountain of debt that will be passed on to our children’s children. Yet throughout his speech, Obama outlined additional spending initiatives with no consideration of how they will be paid for. One such proposal would create a new ‘minimum wage’ for federal contractors. This gimmicky proposal will have little impact other than to force the federal government to pay more for goods and services – additional costs that will no doubt be passed on to future generations.

“If Obama is truly concerned about leaving our children’s children with a safer, more stable world, he should start by cutting government spending and reducing the tax burden on American workers so that the economy will finally begin to grow and the private sector will create jobs.”

Jonathan Steitz

Policy Advisor, Budgets and Taxes

The Heartland Institute

jonathan.steitz(at)gmail(dot)com

262/308-8885

“President Obama seems hell-bent on dismantling America and its system of government one day at a time. He continues, in my opinion, to cavalierly jettison the constitutional system of checks and balances which was the genius of the Founding Fathers. First came the unauthorized czars, and now we have the proclamation of anticipatory end runs around the legislative branch through executive fiat using the moniker of executive orders.

“These unilateral acts are those of a man who would be king, which he is not. As I recall we fired the king more than 200 years ago. Jefferson, Madison, and the legions who staked and gave their lives on creating this republic to operate as a democracy are surely turning in their graves.”

Kurtis B. Reeg

President/Managing Partner

Reeg Lawyers, LLC

Policy Advisor, Legal Affairs

The Heartland Institute

kreeg(at)reeglawyers(dot)com

314/446-3350

“Apart from throwing a few crumbs to his base, President Obama produced nothing novel or interesting in his speech. But he did sadly reaffirm his commitment to a virtually Utopian society in which government takes the initiative on nearly all fronts. And that is plainly not in the spirit of what is distinctively American or just.

“I had hoped for some learning from the president – to the effect that the private sector is where solutions lie to nearly all our real problems. Government’s only role must be, as Jefferson said, to ‘secure [our] rights’ – not to train Americans for anything other than, perhaps, defending the country from potential aggressors. It is not the job of government to ‘give us a chance,’ since our form of government doesn’t include some monarch handing out favors to subjects.”

Tibor R. Machan

Professor Emeritus of Philosophy

Auburn University

R. C. Hoiles Endowed Chair in Business Ethics and Free Enterprise

Argyros School of Business & Economics

Chapman University

tmachan(at)gmail(dot)com

312/377-4000

“From the SOTU, you’d never guess that we have a record low in number of people employed, record levels of debt, abysmal international standing in education, chaos in the Middle East, and millions losing their health insurance. But we’re going to the Olympics, finding natural gas (on private lands only), and planning (still) to close Gitmo (thereby upholding our constitutional ideals). Amanda in Arizona got health coverage, a small business opened in Detroit, and carbon emissions are way down (no attribution given to our dismal economy). All we need to do now is extend unemployment insurance, raise the minimum wage, and end gun violence. That last bit is one of a number of things Obama promises to do single handedly if Congress won’t cooperate.

“Now that ObamaCare has fixed health care, and reduced al Qaeda to a mere remnant, we can move on to fixing education.

“From the enthusiastic applause, it would appear that Congress is persuaded by this fantasy, though a few audience shots showed some dour-looking Republicans. They’re the ones getting blamed for ‘creating crises.’ Otherwise, all is well, and God bless America.

“How can anyone take this charade seriously?”

Jane M. Orient, M.D.

Executive Director

Association of American Physicians and Surgeons

janeorientmd(at)gmail(dot)com

520/323-3110

“What Obama delivered was a list of the same policies that have ill-served the nation. After five years, we know that what he cannot do is provide leadership sufficient to govern America. Foreign or domestic, his policies have been marked by failure.

“On the long roster of issues he addressed, he placed an emphasis on putting Americans to work again, but that remains a difficult goal to achieve when his administration is scaling new heights in the production of regulations that choke the nation’s business community, from large corporations to small businesses. There was no mention of the Keystone XL pipeline, which his own State Department estimated could produce 42,000 jobs.

“He advocated raising the minimum wage when all that will accomplish will be to reduce jobs and drive up costs to consumers.

“He dramatized Obamacare by using examples of people he said benefitted from it, but made no mention of the millions who have or will lose their health care plans and even their choice of a personal physician.”

Alan Caruba

Founder, The National Anxiety Center

Policy Advisor, The Heartland Institute

acaruba(at)aol(dot)com

312/377-4000

“President Obama’s State of the Union address on Tuesday night was all about ‘micro-management.’ It was micro-management at one level since he realizes that a divided Congress will not pass any ‘grand’ legislation that he might try to submit. Thus, he proposed a series of small changes that he hopes that either Congress would go along with, or that he can try to impose through ‘executive order’ without Congressional approval.

“But the other level of his focus on micro-management highlights the inescapable political paternalistic mindset in which he thinks:

He knows what wage government contractors should pay their workers;

He knows how pre-kindergarten children should be taught;

He knows how businesses should organize their use of energy in their manufacturing of products;

He knows how long people should be financially able to be unemployed between jobs while looking for employment;

He knows how divergent income inequalities should or should not be in America;

He knows how to create career opportunities for young people and the type of education they should have available;

He knows the type and quality of health insurance and medical care people should receive.

“This is why he has faced much of the congressional opposition, over which he is clearly frustrated. Many people in the United States, and their elected representatives, believe that these are not matters for the government. These are matters that should be left up to the judgment, planning, and decisions of individuals, families, and voluntary agreements among people themselves in their communities and in the workplace.

“The president’s government-imposed ‘one-size-fits-all’ solutions to what he considers to be America’s ‘problems’ are in stark contrast to the diversity of America, and the more reasonable and common-sensical view that people in their own circumstances and with their own knowledge can far better handle their own problems than someone in a far-away national capital with none of the real micro-knowledge of people’s lives. This partly explains the president’s low poll ratings. People come to resent the arrogant ‘do-gooder’ who presumes to know better how people should live than those people themselves.”

Dr. Richard Ebeling

Professor of Economics

Northwood University

ebelingr(at)northwood(dot)edu

914/ 564-7030

“President Obama mentioned his desire to see election reforms, including ‘reforms so that no one has to wait more than a half hour to vote.’ For all its conveniences, early voting threatens the basic nature of citizen choice in democratic, republican government.

“In elections, candidates make competing appeals to the people and provide them with the information necessary to be able to make a choice. Citizens also engage with one another, debating and deliberating about the best options for the country. Especially in an age of so many nonpolitical distractions, it is important to preserve the space of a general election campaign — from the early kickoff rallies to the last debates in October — to allow voters to think through, together, the serious issues that face the nation.

“The integrity of that space is broken when some citizens cast their ballots as early as 46 days before the election, as some states allow. A lot can happen in those 46 days. Early voters are, in essence, asked a different set of questions from later ones; they are voting with a different set of facts.”

Eugene Kontorovich

Professor of Law, Northwestern University

Policy Advisor, Legal Affairs

The Heartland Institute

e-kontorovich(at)law.northwestern(dot)edu

312/377-4000

“President Obama does not seem to grasp the fact that in a free-market economy an employee gets a raise by showing his or her employer that their value has increased through more training, skill acquisition, education, or productivity gains. Workers who are currently paid less than $ 10.10 are so because their contribution to total revenue is less than $ 10.10 per hour.”

Jack A. Chambless

Economics Professor

Valencia College

jchambless(at)valenciacollege(dot)edu

312/377-4000

“I fully support the president’s proposal to increase the minimum wage. However, if this will work as the president believes to increase employment and reduce income inequality in America, would it not do the same for other countries as well? Therefore, America should eliminate foreign aid and tell our former aid recipients to simply raise their minimum wage. If it works for us, it will work for them as well.

“Our aid recipients are likely more savvy than our president and I would expect few to accept the advice.”

Barry Keating

Professor, Mendoza College of Business

University of Notre Dame

barry.p.keating.1(at)nd(dot)edu

574/631-9127

The Heartland Institute is a 30-year-old national nonprofit organization headquartered in Chicago, Illinois. Its mission is to discover, develop, and promote free-market solutions to social and economic problems. For more information, visit our Web site or call 312/377-4000.







Find More Obamacare Issues Press Releases

New ObamaCare ads to use pets in push to enroll young women

New ObamaCare ads to use pets in push to enroll young women
Enroll America, the advocacy group leading efforts to enroll Americans in ObamaCare, is launching a multi-million dollar advertising campaign featuring cats, dogs, birds and other pets in a bid to convince young women to sign up for health coverage …
Read more on Fox News

Michael Moore Is Right: Obamacare Is Awful, But Single-Payer Would Be Much
The law hinges on section 1332 of Obamacare, which allows states to apply for waivers from health care regulations and get federal funding to enact their own plans. States won't be able to apply for section 1332 waivers until 2017. But some folks in …
Read more on Forbes

How Obamacare's work incentives could impact future Social Security payouts
At age 62, Tiffany applies for Social Security early retirement, and is shocked to learn that her earnings are so low, that it would be better to apply for a spouse's benefit (based on her husband's earnings). But at age 62, that's equal to about one …
Read more on Daily Caller

Nice Obamacare Best photos

Some cool obamacare best images:

Tuesday …item 2.. Cream – Wheels of Fire (1968) Full Album — ‘Those Were the Days’ …item 4.. Obamacare: Over 2 Million Booted From Existing Health Insurance (Tue 4:20 PM, Oct 29, 2013) …
obamacare best
Image by marsmet474
Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.
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……..*****All images are copyrighted by their respective authors ………
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… message header for item 1. Commercial Fishery Failure Announced For Apalachicola, Big Bend

NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.
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…..item 1)…. Commercial Fishery Failure Announced For Apalachicola, Big Bend …

WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …
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Florida Oyster Disaster Declaration … Senator Bill Nelson …

video: 59 seconds

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Commercial Fishery Failure Issued For Panhandle 8-12-13 11pm

By: NOAA; Associated Press Email
Updated: Tue 12:09 AM, Aug 13, 2013

www.wctv.tv/home/headlines/Commercial-Fishery-Failure-Ann…

— Associated Press Release

TALLAHASSEE, Fla. (AP) — Federal officials are declaring a fishery disaster for Florida’s oyster industry in the Gulf of Mexico.

The declaration by the U.S. Secretary of Commerce sets the stage for possible help from the federal government if Congress approves it. That aid could include economic assistance to fishing businesses and communities, including oyster fishermen.
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The announcement comes a day before both U.S. Sens. Marco Rubio and Bill Nelson are scheduled to be in Apalachicola for a field hearing by the Senate Commerce Committee. The committee will take testimony about the impact of water flows in Apalachicola Bay.

The collapse of the oyster industry last year followed a drought that reduced freshwater into the bay. But state officials have also blamed the lack of freshwater flow due to increased consumption in Georgia.

— Press Release: NOAA

U.S. Secretary of Commerce Penny Pritzker today declared a commercial fishery failure for the oyster fishery along the west coast of Florida. The fishery resource disaster resulted from excessive drought conditions in Apalachicola Bay and elsewhere in the Florida panhandle during the 2012 – 2013 winter fishing season.

“We understand the economic significance this historic oyster fishery has for fishermen and related businesses in the panhandle of Florida,” said Secretary Pritzker. “Because the drought caused such a decline in oyster landings and a rather significant drop in revenue, the fishery qualified as a resource disaster under the nation’s fishing law.”

Under the Interjurisdictional Fisheries Act and the Magnuson-Stevens Fishery Conservation and Management Act, the Commerce Secretary can declare a fishery disaster which makes it possible for Congress to appropriate funds to provide economic assistance to fishing businesses and communities, including oyster fishermen, affected by the disaster and to support other activities addressing the disaster.

If Congress appropriates funds to address the Florida oyster fishery failure, the Commerce Department’s National Oceanic and Atmospheric Administration (NOAA) will work closely with members of Congress and the state of Florida to develop a spending plan and distribute the funds to help coastal communities and the fishing industry, should funds be appropriated.

Within the last year, landings on the Florida west coast oyster fishery have declined nearly 60 percent, with a 44 percent reduction in revenues. This decline in revenues is an unusual occurrence in this fishery and is not part of a cyclical downturn in revenues. The state of Florida projects that with the continued decline in landings, revenue losses are only expected to increase and remain lower than the historical average until the oyster population begins to rebound.

“It takes three years for oysters to reach marketable size, so we are concerned about this depleted oyster resource that has traditionally supported a viable fishery,” said Sam Rauch, acting assistant NOAA administrator for NOAA Fisheries. “We will continue to work with Congress, the state and oyster fishermen through this challenging time.”

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NOAA’s mission is to understand and predict changes in the Earth’s environment, from the depths of the ocean to the surface of the sun, and to conserve and manage our coastal and marine resources. Join us on Facebook, Twitter and our other social media channels.

— Press Release: Office of Governor Rick Scott

TALLAHASSEE – Today, Governor Rick Scott announced that the National Oceanic Atmospheric Administration (NOAA) has approved the Governor’s September 2012 request for a commercial fisheries failure declaration for the ongoing fisheries disaster in Apalachicola Bay.

Governor Scott said, “The federal government did the right thing in approving this commercial fisheries failure declaration. Now we need the support of Congress to provide the dollars necessary to support this region’s recovery. Congress should move with a sense of urgency to provide much needed support for families in the region, so they can get back on their feet and continue providing our nation with the world’s best oysters.”
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…..item 2)…. youtube video …. Cream – Wheels of Fire (1968) Full Album … 80:18 minutes …

www.youtube.com/watch?v=TfcNpZzFkSg

kritikospa16

Published on Jul 19, 2013
www.facebook.com/KritikospaMu...

Cream – Wheels of Fire (1968)
Re Uploading July 19, 2013

Track Listing

— Disc One: In the Studio

01 00:00 "White Room"
02 04:59 "Sitting on Top of the World"
03 09:57 "Passing the Time"
04 14:29 "As You Said"
05 18:50 "Pressed Rat and Warthog"
06 22:05 "Politician"
07 26:18 "Those Were the Days"
08 29:13 "Born Under a Bad Sign"
09 32:24 "Deserted Cities of the Heart"
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— Disc Two: Live at the Fillmore

10 36:02 "Crossroads"
11 40:17 "Spoonful"
12 57:02 "Traintime"
13 01:04:02 "Toad"

All Music Review (Rating: 4/5)

allmusic.com/album/wheels-of-f...

Wiki
en.wikipedia.org/wiki/Wheels_o...

RateYourMusic (Rating: 3.87/5)
rateyourmusic.com/release/albu...

Category
Music

License
Standard YouTube License
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…..item 3)…. FWC Inspects Oyster Harvesters …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

Home / Headlines List / Article
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CAPT Rob Beaton, FWC

Fish and Widlife Commission, State Law Enforcement

video: 1:47 minutes

AP-2902

Reporting Elizabeth Nickerson, elizabeth.nickerson@wctv.tv

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Riding Along With FWC 10-29-13 5:30pm

By: Elizabeth Nickerson
October 29, 2013

www.wctv.tv/home/headlines/FWC-Inspects-Oyster-Harvesters…

Franklin County, FL- Around coastal communities near the Apalachicola Bay, oyster shells are sprinkled along the shore.

Oystermen rely on the catch of the day to feed their families. They have been doing it for generations.
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"Not much out here right now, I don’t know what needs to be done, but something needs to be done," said an oystermen, while out in the bay. " The marine patrol is around us, hard timing us, it’s just a hard time right now."

"If we are here we are harassing them, If we are not here we are not doing enough about enforcement, so it puts law enforcement, the FWC, in a lose, lose situation," said Captain Rob Beaton from The Florida Fish and Wildlife Commission.

FWC set out for a two-day patrol to make sure harvesters are following regulations.

"Some harvesters are facing some tough economic times and they are saying they are being forced because of the financial situation," said Beaton.

Captain Beaton says some harvesters are not shading the oysters, which causes them to grow bacteria. He has seen many cases where the oysters were too small to be snatched from the waters. The requirement is three inches minimum.

Captain Beaton says his team is trying to preserve the waters for the future

"We want to ensure that there is consumer confidence on oysters coming from this bay and that people look at this area as a top place to get oysters," said Beaton.

For more information about rules and regulations on commercial fishing or oyster harvesting log on to: www.myfwc.com
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…..item 4)…. Obamacare: Over 2 Million Booted From Existing Health Insurance …

… WCTV News … www.wctv.tv/home/headlines/ … Coverage You Can Count On ! …

By: CBS News Copy Email
Updated: Tue 4:20 PM, Oct 29, 2013

Home / Headlines List / Article

www.wctv.tv/home/headlines/Obamacare-More-Than-2-Million-…

CBS News Copy

CBS News has learned more than two million Americans have been told they cannot renew their current insurance policies — more than triple the number of people said to be buying insurance under the new Affordable Care Act, commonly known as Obamacare.
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There have been estimates about hundreds of thousands of people losing coverage, CBS News’ Jan Crawford reported on "CBS This Morning." CBS News has reached out to insurance companies across the country to determine some of the real numbers — and this is just the tip of the iceberg, Crawford said. The people who are opening the letters are shocked to learn they can’t keep their insurance policies despite President Obama’s assurances to the contrary.

The White House is on the defensive trying to explain it, after Mr. Obama repeatedly said, "If you like your doctor or health care plan, you can keep it."

White House Press Secretary Jay Carney said, "What the president said and what everybody said all along is that there are going to be changes brought about by the Affordable Care Act to create minimum standards of coverage."

It’s an unexpected reality of Obamacare being told through anecdotes in local papers and on social media. But the hard numbers reveal the evidence is far more than anecdotal. CBS News has confirmed with insurance companies across the country that more than two million people are getting notices they no longer can keep their existing plans. In California, there are 279,000; in Michigan, 140,000; Florida, 300,000; and in New Jersey, 800,000. And those numbers are certain to go even higher. Some companies who tell CBS News they’ve sent letters won’t say how many.

Industry experts like Larry Levitt, of the Kaiser Family Foundation, say the insurance companies have no choice. "What we’re seeing now is reality coming into play," he said.

Obamacare forces them to drop many of their plans that don’t meet the law’s 10 minimum standards, including maternity care, emergency visits, mental health treatment and even pediatric dental care.

That means consumers have to sign on to new plans even if they don’t want or need the more generous coverage. Industry experts say about half the people getting the letters will pay more — and half will pay less, thanks to taxpayer subsidies. Levitt said, "The winners outnumber the losers here, but because of all the website problems, it’s hard to find out who the winners are because they don’t even know it themselves."

And for the people who’ve gotten the letters, the broken website is a real problem, Crawford added on "CTM." They don’t know what to do. They don’t know if they get subsidies. And then there are others getting the letters who have very good insurance but are being told they can’t keep it. Industry experts CBS News talked to say for everyone, the best bet is to just call their insurance companies to get the information.
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Comments are posted from viewers like you and do not always reflect the views of this station.
94 comments
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— Rainydaygrrl • 26 minutes ago −

Many of us who didn’t vote for abomination are just sadly nodding right now. It’s exactly what we expected. That is; a much, much, worst economy, and lies and more lies, from him, and his many puppet lieutenants. It’s really sad to me just how God Smacked many were with this man, eating up his lies like it was candy, fooled, and sucked in, to his many promises of, "We need change, and we are gonna change!", B.S talk. His high ranking followers were/are the likes of: Sean Penn, Puff Daddy, Kayne, Rap artists, Jesse Jackson, Louis Farrakhan, Madonna, Al Sharpton, Bill Clinton, etc, etc. All people who DO NOT value good morals, integrity, truth, honesty, and God.
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— Leo • 7 hours ago −

It should be called YO-MAMA CARE
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— Death_Star • 7 hours ago −

You can’t make an omelet without first breaking some eggs, get over yourselves.
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— GeniusOne Death_Star • 3 hours ago −

Keep your omelet. I did not ask for one, and I most certainly never agreed to pay for yours.
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— Steve Death_Star • 4 hours ago −

Yea people who work for a living on the right and low life freeloaders on the left.
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— Alex Edwards Death_Star • 6 hours ago −

Actually, that’s the Democrat vision, Where everyone is dependent on government housing, wellfare, foodstamps, ETC while politicans live in luxury.
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— Steve Glenn • 5 hours ago −

My main issue with A.C.A is the fact that people are going to be fined if they do not carry minimum health insurance. Those that can’t afford the health insurance will be allowed to ride on the tax payers to cover their costs i.e. Medicaid. So this tells me that all people on Welfare will now get a free ride on Medicaid costing the tax payers even more. Like a freaking vacuum just sucking the low income people into the system.

"Starting January 1, 2014, if someone doesn’t have a health plan that qualifies as minimum essential coverage, he or she may have to pay a fee that increases every year: from 1% of income (or per adult, whichever is higher) in 2014 to 2.5% of income (or 5 per adult) in 2016. The fee for children is half the adult amount. The fee is paid on the 2014 federal income tax form, which is completed in 2015. People with very low incomes and others may be eligible for waivers. See "What if someone doesn’t have health coverage in insurance in 2014?" for more information."
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— robert h siddell, jr Glenn • 5 hours ago −

Hold your horses a bit. Obama will sign an Executive Order in Feb 2014 (after the companies establish their new rates on 1Jan2014); his order will declare that the greedy company’s exorbitant rates now require Washington to save Americans by nationalizing ACA and making it single payer like SS and Medicare; the Treasury will deduct premiums from everyone’s pay. This will work so well that in Mar2014, Washington will nationalize all remaining private enterprise and begin deducting student loans, credit cards, mortgages, car payments, utilities and child support (unions, politicians, banksters and welfare recipients will be exempted). He will rename the Statue of Liberty as the Statue of Equality and after having solved all of liberal America’s problems, Obama will take a much needed 6 month vacation at his "official" birthplace while the low IQ voters prepare his coronation ceremony.
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— Repubtallygirl • 9 hours ago −

Obama administration knew millions could not keep their health insurance

President Obama repeatedly assured Americans that after the Affordable Care Act became law, people who liked their health insurance would be able to keep it. But millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.

Four sources deeply involved in the Affordable Care Act tell NBC News that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”

investigations.nbcnews….
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— 62nitro • 9 hours ago −

"You can keep your existing coverage" and "You can keep your doctor" ranks right up there with "The check is in the mail" and "Of course I’ll respect you in the morning".
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