Tag Archives: health insurance marketplace

The Mystery Obamacare Enrollment Number Has a New Estimate

The Mystery Obamacare Enrollment Number Has a New Estimate
We finally have a number for how many people who enrolled in Obamacare exchanges were previously uninsured: about 4.6 million. Fifty-seven percent of the more than 8 million individuals who purchased private coverage through the health law's new …
Read more on National Journal

HHS sets enrollment rules for year two of Obamacare
The Obama administration proposed new rules Thursday to let most Americans with health plans in the federal health insurance marketplace be enrolled automatically in a second year of coverage, but the approach prompted swift questions about how it …
Read more on Washington Post

Obamacare's 95% solution: Automatic re-enrollment
The vast majority of people who enrolled in Obamacare on the federal health exchange will be both automatically re-enrolled in the health plans they selected in 2014 and automatically receive the subsidies to help pay for that insurance that they got …
Read more on CNBC.com

Cool Medicare Enroll images

Some cool medicare enroll images:

Physicians Forum on Affordable Care Act
medicare enroll
Image by Christiana Care
Christiana Care Health System hosted more than 70 community doctors in December for a special physicians’ forum on health care reform initiatives.

Leaders from Christiana Care and State of Delaware officials spoke about state-wide efforts to enroll Delawareans in the Health Insurance Marketplace and their partnerships on innovative health care initiatives to achieve medicine’s “Triple Aim” — better health and better care at lower cost.

Both the Delaware Academy of Medicine and the Delaware Academy of Family Physicians co-hosted the forum.

“Our community has a very long-standing history of excellence,” said Janice Nevin, M.D., chief medical officer of Christiana Care. “We are here to serve our neighbors and we want to do it in a way that is expert and caring and we know partnerships with our physician community are key for us to provide innovative and effective care for our patients.”

Community physicians heard about Christiana Care’s role implementing the Affordable Care Act, and many resources and opportunities to partner with the health system to care for our neighbors. The forum introduced Christiana Care’s marketplace guides, specially trained employees who help patients understand and enroll in the Health Insurance Marketplace and access health services. Christiana Care has partnered with the state through Choose Health Delaware to educate the public about the Health Insurance Marketplace. Christiana Care also is the only hospital-based health system in the region to hire marketplace guides to assist the uninsured. Marketplace guides are working throughout Christiana Care and visiting health fairs, churches, community centers and school-based health centers to educate Delawareans about how to enroll in the health insurance marketplace.

“Christiana Care is a terrific partner with us because of the way they take care of patients,” said Bettina Riveros, chair of the Delaware Health Care Commission, who gave an overview of the State Innovation Model during the forum. The state of Delaware won a special grant under the Center for Medicare and Medicaid Innovation, a special center created by the Affordable Care Act that provides billion in grants to health institutions that are designing initiatives to achieve medicine’s Triple Aim.

Doctors also learned about Christiana Care Quality Partners, a clinically integrated network that brings together doctors, other health providers and Christiana Care to develop and sustain clinical initiatives to achieve the Triple Aim. Christiana Care’s nearly 11,000 employees and their dependents (a total of 18,000 covered lives) will be the first members of the Christiana Care Quality Partners network, which goes live July 2014. Alan Greenglass, M.D., medical director of The Medical Group of Christiana Care, is CEO of Christiana Care Quality Partners. Douglas Azar is executive director of Christiana Care Quality Partners.

“We want to be leading health care transformation in Delaware,” Dr. Greenglass said. “We want to create an infrastructure and work together with our community physicians in Delaware to achieve the Triple Aim.”

Tim Gibbs, executive director of the Delaware Academy of Medicine, welcomed physicians to the forum.

It also featured a Q&A session in which community doctors could ask questions about how the Affordable Care Act will impact their patients and their practices. Panelists during the forum included Dr. Nevin, Dr. Greenglass, Azar, Riveros, Kathy Cannatelli, director of Community Health & Preventive Medicine; Lauren Pendergast, program coordinator for Christiana Care’s Marketplace Guides; and Michelle Amadio, director of the state’s health insurance marketplace. The forum was moderated by Omar Khan, M.D., associate vice chair, Department of Family and Community Medicine, and medical director for the Eugene duPont Preventive Medicine & Rehabilitation Institute & Center for Community Health.

Physicians Forum on Affordable Care Act
medicare enroll
Image by Christiana Care
Christiana Care Health System hosted more than 70 community doctors in December for a special physicians’ forum on health care reform initiatives.

Leaders from Christiana Care and State of Delaware officials spoke about state-wide efforts to enroll Delawareans in the Health Insurance Marketplace and their partnerships on innovative health care initiatives to achieve medicine’s “Triple Aim” — better health and better care at lower cost.

Both the Delaware Academy of Medicine and the Delaware Academy of Family Physicians co-hosted the forum.

“Our community has a very long-standing history of excellence,” said Janice Nevin, M.D., chief medical officer of Christiana Care. “We are here to serve our neighbors and we want to do it in a way that is expert and caring and we know partnerships with our physician community are key for us to provide innovative and effective care for our patients.”

Community physicians heard about Christiana Care’s role implementing the Affordable Care Act, and many resources and opportunities to partner with the health system to care for our neighbors. The forum introduced Christiana Care’s marketplace guides, specially trained employees who help patients understand and enroll in the Health Insurance Marketplace and access health services. Christiana Care has partnered with the state through Choose Health Delaware to educate the public about the Health Insurance Marketplace. Christiana Care also is the only hospital-based health system in the region to hire marketplace guides to assist the uninsured. Marketplace guides are working throughout Christiana Care and visiting health fairs, churches, community centers and school-based health centers to educate Delawareans about how to enroll in the health insurance marketplace.

“Christiana Care is a terrific partner with us because of the way they take care of patients,” said Bettina Riveros, chair of the Delaware Health Care Commission, who gave an overview of the State Innovation Model during the forum. The state of Delaware won a special grant under the Center for Medicare and Medicaid Innovation, a special center created by the Affordable Care Act that provides billion in grants to health institutions that are designing initiatives to achieve medicine’s Triple Aim.

Doctors also learned about Christiana Care Quality Partners, a clinically integrated network that brings together doctors, other health providers and Christiana Care to develop and sustain clinical initiatives to achieve the Triple Aim. Christiana Care’s nearly 11,000 employees and their dependents (a total of 18,000 covered lives) will be the first members of the Christiana Care Quality Partners network, which goes live July 2014. Alan Greenglass, M.D., medical director of The Medical Group of Christiana Care, is CEO of Christiana Care Quality Partners. Douglas Azar is executive director of Christiana Care Quality Partners.

“We want to be leading health care transformation in Delaware,” Dr. Greenglass said. “We want to create an infrastructure and work together with our community physicians in Delaware to achieve the Triple Aim.”

Tim Gibbs, executive director of the Delaware Academy of Medicine, welcomed physicians to the forum.

It also featured a Q&A session in which community doctors could ask questions about how the Affordable Care Act will impact their patients and their practices. Panelists during the forum included Dr. Nevin, Dr. Greenglass, Azar, Riveros, Kathy Cannatelli, director of Community Health & Preventive Medicine; Lauren Pendergast, program coordinator for Christiana Care’s Marketplace Guides; and Michelle Amadio, director of the state’s health insurance marketplace. The forum was moderated by Omar Khan, M.D., associate vice chair, Department of Family and Community Medicine, and medical director for the Eugene duPont Preventive Medicine & Rehabilitation Institute & Center for Community Health.

Physicians Forum on Affordable Care Act

A few nice medicare enroll images I found:

Physicians Forum on Affordable Care Act
medicare enroll
Image by Christiana Care
Christiana Care Health System hosted more than 70 community doctors in December for a special physicians’ forum on health care reform initiatives.

Leaders from Christiana Care and State of Delaware officials spoke about state-wide efforts to enroll Delawareans in the Health Insurance Marketplace and their partnerships on innovative health care initiatives to achieve medicine’s “Triple Aim” — better health and better care at lower cost.

Both the Delaware Academy of Medicine and the Delaware Academy of Family Physicians co-hosted the forum.

“Our community has a very long-standing history of excellence,” said Janice Nevin, M.D., chief medical officer of Christiana Care. “We are here to serve our neighbors and we want to do it in a way that is expert and caring and we know partnerships with our physician community are key for us to provide innovative and effective care for our patients.”

Community physicians heard about Christiana Care’s role implementing the Affordable Care Act, and many resources and opportunities to partner with the health system to care for our neighbors. The forum introduced Christiana Care’s marketplace guides, specially trained employees who help patients understand and enroll in the Health Insurance Marketplace and access health services. Christiana Care has partnered with the state through Choose Health Delaware to educate the public about the Health Insurance Marketplace. Christiana Care also is the only hospital-based health system in the region to hire marketplace guides to assist the uninsured. Marketplace guides are working throughout Christiana Care and visiting health fairs, churches, community centers and school-based health centers to educate Delawareans about how to enroll in the health insurance marketplace.

“Christiana Care is a terrific partner with us because of the way they take care of patients,” said Bettina Riveros, chair of the Delaware Health Care Commission, who gave an overview of the State Innovation Model during the forum. The state of Delaware won a special grant under the Center for Medicare and Medicaid Innovation, a special center created by the Affordable Care Act that provides billion in grants to health institutions that are designing initiatives to achieve medicine’s Triple Aim.

Doctors also learned about Christiana Care Quality Partners, a clinically integrated network that brings together doctors, other health providers and Christiana Care to develop and sustain clinical initiatives to achieve the Triple Aim. Christiana Care’s nearly 11,000 employees and their dependents (a total of 18,000 covered lives) will be the first members of the Christiana Care Quality Partners network, which goes live July 2014. Alan Greenglass, M.D., medical director of The Medical Group of Christiana Care, is CEO of Christiana Care Quality Partners. Douglas Azar is executive director of Christiana Care Quality Partners.

“We want to be leading health care transformation in Delaware,” Dr. Greenglass said. “We want to create an infrastructure and work together with our community physicians in Delaware to achieve the Triple Aim.”

Tim Gibbs, executive director of the Delaware Academy of Medicine, welcomed physicians to the forum.

It also featured a Q&A session in which community doctors could ask questions about how the Affordable Care Act will impact their patients and their practices. Panelists during the forum included Dr. Nevin, Dr. Greenglass, Azar, Riveros, Kathy Cannatelli, director of Community Health & Preventive Medicine; Lauren Pendergast, program coordinator for Christiana Care’s Marketplace Guides; and Michelle Amadio, director of the state’s health insurance marketplace. The forum was moderated by Omar Khan, M.D., associate vice chair, Department of Family and Community Medicine, and medical director for the Eugene duPont Preventive Medicine & Rehabilitation Institute & Center for Community Health.

Physicians Forum on Affordable Care Act
medicare enroll
Image by Christiana Care
Christiana Care Health System hosted more than 70 community doctors in December for a special physicians’ forum on health care reform initiatives.

Leaders from Christiana Care and State of Delaware officials spoke about state-wide efforts to enroll Delawareans in the Health Insurance Marketplace and their partnerships on innovative health care initiatives to achieve medicine’s “Triple Aim” — better health and better care at lower cost.

Both the Delaware Academy of Medicine and the Delaware Academy of Family Physicians co-hosted the forum.

“Our community has a very long-standing history of excellence,” said Janice Nevin, M.D., chief medical officer of Christiana Care. “We are here to serve our neighbors and we want to do it in a way that is expert and caring and we know partnerships with our physician community are key for us to provide innovative and effective care for our patients.”

Community physicians heard about Christiana Care’s role implementing the Affordable Care Act, and many resources and opportunities to partner with the health system to care for our neighbors. The forum introduced Christiana Care’s marketplace guides, specially trained employees who help patients understand and enroll in the Health Insurance Marketplace and access health services. Christiana Care has partnered with the state through Choose Health Delaware to educate the public about the Health Insurance Marketplace. Christiana Care also is the only hospital-based health system in the region to hire marketplace guides to assist the uninsured. Marketplace guides are working throughout Christiana Care and visiting health fairs, churches, community centers and school-based health centers to educate Delawareans about how to enroll in the health insurance marketplace.

“Christiana Care is a terrific partner with us because of the way they take care of patients,” said Bettina Riveros, chair of the Delaware Health Care Commission, who gave an overview of the State Innovation Model during the forum. The state of Delaware won a special grant under the Center for Medicare and Medicaid Innovation, a special center created by the Affordable Care Act that provides billion in grants to health institutions that are designing initiatives to achieve medicine’s Triple Aim.

Doctors also learned about Christiana Care Quality Partners, a clinically integrated network that brings together doctors, other health providers and Christiana Care to develop and sustain clinical initiatives to achieve the Triple Aim. Christiana Care’s nearly 11,000 employees and their dependents (a total of 18,000 covered lives) will be the first members of the Christiana Care Quality Partners network, which goes live July 2014. Alan Greenglass, M.D., medical director of The Medical Group of Christiana Care, is CEO of Christiana Care Quality Partners. Douglas Azar is executive director of Christiana Care Quality Partners.

“We want to be leading health care transformation in Delaware,” Dr. Greenglass said. “We want to create an infrastructure and work together with our community physicians in Delaware to achieve the Triple Aim.”

Tim Gibbs, executive director of the Delaware Academy of Medicine, welcomed physicians to the forum.

It also featured a Q&A session in which community doctors could ask questions about how the Affordable Care Act will impact their patients and their practices. Panelists during the forum included Dr. Nevin, Dr. Greenglass, Azar, Riveros, Kathy Cannatelli, director of Community Health & Preventive Medicine; Lauren Pendergast, program coordinator for Christiana Care’s Marketplace Guides; and Michelle Amadio, director of the state’s health insurance marketplace. The forum was moderated by Omar Khan, M.D., associate vice chair, Department of Family and Community Medicine, and medical director for the Eugene duPont Preventive Medicine & Rehabilitation Institute & Center for Community Health.

Covered California: Todo lo que usted necesita saber / Covered California: all you need to know

Covered California: Todo lo que usted necesita saber / Covered California: all you need to know
Event on 2014-02-22 00:00:00
Covered California

¿Tiene usted preguntas sobre Obamacare? ¿Cómo le va afectar la nueva ley? ¿Realmente lo necesita? ¿Cuánto cuesta? Una representante de Covered California – el mercado para seguros de salud del estado de California – visitará nuestra biblioteca para contestar sus preguntas y ayudarle a navegar la ley para el mayor beneficio de su familia.

La presentación será la 1:30pm, pero la representante estará aquí desde las 12:00pm hasta las 4:00pm para contestar sus preguntas.

 

Do you have questions about Obamacare? How will the new law affect you? Do you really need health insurance? How much will it cost? A representative from Covered California will be here to answer your questions about the state's health insurance marketplace and help you choose what is best for your family.

The presentation will be at 1:30pm, but the representative will be here from 12:00noon to 4:00pm to answer your questions.

at Robert Louis Stevenson Branch Library
803 Spence Street
Los Angeles, United States

Local MP Natascha Engel Becomes Disabled Children's Charity Champion

Physicians Forum on Affordable Care Act
medicare enroll
Image by Christiana Care
Christiana Care Health System hosted more than 70 community doctors in December for a special physicians’ forum on health care reform initiatives.

Leaders from Christiana Care and State of Delaware officials spoke about state-wide efforts to enroll Delawareans in the Health Insurance Marketplace and their partnerships on innovative health care initiatives to achieve medicine’s “Triple Aim” — better health and better care at lower cost.

Both the Delaware Academy of Medicine and the Delaware Academy of Family Physicians co-hosted the forum.

“Our community has a very long-standing history of excellence,” said Janice Nevin, M.D., chief medical officer of Christiana Care. “We are here to serve our neighbors and we want to do it in a way that is expert and caring and we know partnerships with our physician community are key for us to provide innovative and effective care for our patients.”

Community physicians heard about Christiana Care’s role implementing the Affordable Care Act, and many resources and opportunities to partner with the health system to care for our neighbors. The forum introduced Christiana Care’s marketplace guides, specially trained employees who help patients understand and enroll in the Health Insurance Marketplace and access health services. Christiana Care has partnered with the state through Choose Health Delaware to educate the public about the Health Insurance Marketplace. Christiana Care also is the only hospital-based health system in the region to hire marketplace guides to assist the uninsured. Marketplace guides are working throughout Christiana Care and visiting health fairs, churches, community centers and school-based health centers to educate Delawareans about how to enroll in the health insurance marketplace.

“Christiana Care is a terrific partner with us because of the way they take care of patients,” said Bettina Riveros, chair of the Delaware Health Care Commission, who gave an overview of the State Innovation Model during the forum. The state of Delaware won a special grant under the Center for Medicare and Medicaid Innovation, a special center created by the Affordable Care Act that provides billion in grants to health institutions that are designing initiatives to achieve medicine’s Triple Aim.

Doctors also learned about Christiana Care Quality Partners, a clinically integrated network that brings together doctors, other health providers and Christiana Care to develop and sustain clinical initiatives to achieve the Triple Aim. Christiana Care’s nearly 11,000 employees and their dependents (a total of 18,000 covered lives) will be the first members of the Christiana Care Quality Partners network, which goes live July 2014. Alan Greenglass, M.D., medical director of The Medical Group of Christiana Care, is CEO of Christiana Care Quality Partners. Douglas Azar is executive director of Christiana Care Quality Partners.

“We want to be leading health care transformation in Delaware,” Dr. Greenglass said. “We want to create an infrastructure and work together with our community physicians in Delaware to achieve the Triple Aim.”

Tim Gibbs, executive director of the Delaware Academy of Medicine, welcomed physicians to the forum.

It also featured a Q&A session in which community doctors could ask questions about how the Affordable Care Act will impact their patients and their practices. Panelists during the forum included Dr. Nevin, Dr. Greenglass, Azar, Riveros, Kathy Cannatelli, director of Community Health & Preventive Medicine; Lauren Pendergast, program coordinator for Christiana Care’s Marketplace Guides; and Michelle Amadio, director of the state’s health insurance marketplace. The forum was moderated by Omar Khan, M.D., associate vice chair, Department of Family and Community Medicine, and medical director for the Eugene duPont Preventive Medicine & Rehabilitation Institute & Center for Community Health.

Local MP Natascha Engel Becomes Disabled Children's Charity Champion
The first owners of empty properties have signed up to a scheme to bring their property back into use and made available at an affordable rent – but others are urged to follow suit. More… MOST SUNBEDS … Derbyshire County Council has revealed four …
Read more on Chesterfield Post

Be Healthy – Spreading Word on Affordable Care Act
Congressman Charlie Rangel delivers the keynote speech at a forum that focused on the Affordable Care Act. The event was sponsored by Montefiore Medical Center and Healthfirst. Photo by Adi Talwar. Vital Stats: $ 16,000 The average yearly cost for a …
Read more on Norwood News

Jayne: Truth about Common Core probably lies in middle
But the truth is that neither Obamacare nor gay marriage nor "Happy Holidays" will presage the end of society; the truth is that we're strong enough to survive the tide of societal evolution. So it is with much interest … Glyn Wright, executive …
Read more on The Columbian

Health Insurance Marketplace: January Enrollment Report Reviews

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Find More Obamacare Enrollment Products

Covered California: Todo lo que usted necesita saber / Covered California: all you need to know

Covered California: Todo lo que usted necesita saber / Covered California: all you need to know
Event on 2014-02-08 00:00:00
Covered California

¿Tiene usted preguntas sobre Obamacare? ¿Cómo le va afectar la nueva ley? ¿Realmente lo necesita? ¿Cuánto cuesta? Una representante de Covered California – el mercado para seguros de salud del estado de California – visitará nuestra biblioteca para contestar sus preguntas y ayudarle a navegar la ley para el mayor beneficio de su familia.

La presentación será la 1:30pm, pero la representante estará aquí desde las 12:00pm hasta las 4:00pm para contestar sus preguntas.

 

Do you have questions about Obamacare? How will the new law affect you? Do you really need health insurance? How much will it cost? A representative from Covered California will be here to answer your questions about the state's health insurance marketplace and help you choose what is best for your family.

The presentation will be at 1:30pm, but the representative will be here from 12:00noon to 4:00pm to answer your questions.

at Robert Louis Stevenson Branch Library
803 Spence Street
Los Angeles, United States

Consumer Reports Poll Finds Over One Third of Consumers More Confused on Health Law Since Start of Open Enrollment

Yonkers, NY (PRWEB) December 11, 2013

One month after the start of open enrollment in the new Health Insurance Marketplaces created by the Affordable Care Act, a new survey conducted by the Consumer Reports National Research Center shows that many American consumers now feel more confused about the law, the insurance marketplaces and how the ACA will impact them.

The nationally representative survey asked consumers whether they felt better or less informed about the law over the last month. Participants were also asked to identify whether statements describing elements of the law were true or false.

Key findings of the Consumer Reports survey of Americans’ understanding of the new health law include:


Less understanding of the law. Overall, 38% of respondents indicated they felt LESS informed over the course of the past month.

Incorrect beliefs about features of the law. Nearly half (48%) thought the ACA established a government-run health plan. Thirty-six percent thought the new law allowed the government to control their selection of doctors, and 30 percent believed the law set up government panels that would dictate decisions about end-of-life care. In contrast, one-quarter or less of respondents correctly identified these as false statements.

Lack of reliable information source. Ninety percent of respondents selected at least one barrier to the attainment of reliable information about Obamacare. They were inclined to spread the blame areas among several actors: conflicting news reports (52%), complexity of the law itself (52%), biased information coming from Congress (50%), uncertainly about whose opinions on the laws should be trusted (48%), conflicting information in TV ads (47%), biased information coming from the White House (44%) and biased information coming from state officials (38%).

“The American health insurance system has long been the world’s most complicated, and now consumers are being asked to understand an entirely new set of rules and procedures in addition,” said Nancy Metcalf, who covers health insurance and the new health law as a Consumer Reports senior editor. “No wonder they feel confused and unsure where to turn for reliable information. But with open enrollment underway and HealthCare.gov working more smoothly, consumers need help so they don’t miss out on getting the right coverage for themselves and their families.”

Consumers who need coverage in place by Jan. 1 must enroll by Dec. 23. Open enrollment runs through March 31, 2014.

Consumer Reports has designed a free, new online tool called http://www.HealthLawHelper.org to cut through the clutter and confusion and deliver personalized, tailored results for consumers about how the Affordable Care Act affects them, no matter what their insurance status, including those whose plans were recently cancelled because they don’t meet the new law’s requirements. By answering a few simple, anonymous questions (age, insurance status, family size, income etc), consumers will receive a results page outlining the different options available to them and any next steps they may need to take, based on the information they provide.

HealthLawHelper.org will also alert users not only to possible financial help in paying for private health insurance, but will also tell them if they or any family members might qualify for other programs such as Medicaid or CHIP.

The tool is also available in Spanish at http://www.AseguraTuSalud.org and has been optimized for mobile devices.

Metcalf is also blogging on a new topic related to Obamacare every day. All this content can be found at http://www.ConsumerReports.org/cro/health/insurance/health-care-countdown/index.htm.

Consumer Reports Poll Methodology

The Consumer Reports National Research Center’s national representative telephone survey about consumer understanding of the Affordable Care Act between November 8-10, 2013 included 1,000 U.S. residents (18 and older) and was fielded by vendor ORC International. Respondents, who were screened to meet national demographics, were asked their understanding of the provisions of the 2010 ACA one month following its rollout in October of 2013. The margin of error is + / – 3.0 percentage points at the 95 percent confidence level.

For a copy of the survey report, contact Joe Duraes or Kara Kelber.

Consumer Reports is the world’s largest independent product-testing organization. Using its more than 50 labs, auto test center, and survey research center, the nonprofit rates thousands of products and services annually. Founded in 1936, Consumer Reports has over 8 million subscribers to its magazine, website and other publications. Its advocacy division, Consumers Union, works for health reform, product safety, financial reform, and other consumer issues in Washington, D.C., the states, and in the marketplace.

__________

© Consumer Reports 2013. The material above is intended for legitimate news entities only; it may not be used for advertising or promotional purposes. Consumer Reports® is an expert, independent nonprofit organization whose mission is to work for a fair, just, and safe marketplace for all consumers and to empower consumers to protect themselves. We accept no advertising and pay for all the products we test. We are not beholden to any commercial interest. Our income is derived from the sale of Consumer Reports®, ConsumerReports.org® and our other publications and information products, services, fees, and noncommercial contributions and grants. Our Ratings and reports are intended solely for the use of our readers. Neither the Ratings nor the reports may be used in advertising or for any other commercial purpose without our permission. Consumer Reports will take all steps open to it to prevent commercial use of its materials, its name, or the name of Consumer Reports®. More information about Consumer Reports’ No Commercial Use and Linking policy can be found here: http://www.consumerreports.org/cro/about-us/no-commercial-use-policy/index.htm.







Obamacare Benefits: Insurance Companies Are Forced To Drop Substandard Coverage

obamacare benefitsRecently, there has been much criticism in the media surrounding insurance companies dropping consumers from healthcare coverage due to the Affordable Care Act. Unfortunately, this criticism is misleading because no one is losing their insurance because of Obamacare. The plans that are being cancelled by health insurance companies provide substandard coverage under the requirements of the ACA. They have to replace these junk plans with newer ones which provide better coverage..

The cancellation notices have only been mailed to some of the five percent of individuals who currently have substandard policies on the individual health insurance market. More than 75 percent of Americans currently get their insurance through their employer, the Veterans Administration, Medicare, or Medicaid and are not affected by these cancellations.

Obamacare Benefits: Health Plans Should Have Minimum Standards

All people who have received cancellation notices from their health insurance companies are gaining health insurance under new plans that meet the minimum standards of the Affordable Care Act. New Obamcare benefits that must be included in each qualified health plan include maternity coverage, mental healthcare, prescription medication coverage, and preventive care. In addition, Affordable Care Act health plans cannot drop you if you get sick and they cannot deny you coverage if you already have a medical issue.

People who have been covered under a substandard health insurance policy can choose to continue with their current health insurance company by enrolling in a more generous plan. They can also shop for affordable coverage on their state’s health insurance marketplace, where they may be eligible to receive federal premium subsidies to lower their monthly costs. The majority of Americans who are in this position will pay less for policies that cover the Obamacare benefits than they were paying for a less comprehensive plan.

Some People May Pay More

Although the federal premiums will be available to help many Americans who are losing their current substandard plans purchase better plans through their states’ health insurance marketplace, Americans who are in the higher income brackets may see their rates increase. This is because federal subsidies are only available to people who earn under a specific income as defined by the Affordable Care Act. Health plans offered on the exchange will generally be more expensive than substandard plans before subsidies because of the additional Obamacare benefits that have to be covered.

This is part of the individual responsibility President Obama mentioned in his speech that further clarified his earlier statements that Americans would be able to keep their current plans if they wanted to. People who are able to afford health insurance should receive less government assistance than people with lower incomes.

The president also said that if Americans had substandard plans that they wanted to keep prior to the Affordable Care Act becoming law, those plans could be grandfathered in. However, if an insurance company sold a substandard plan after the ACA became law, they would have to replace those plans with a qualified plan beginning in 2014. This is why some Americans are getting notices of cancellation, but in the end, the more comprehensive benefits under Obamacare benefit everyone. In general, people will be paying less for better healthcare, which meets one of the goals of the Affordable Care Act.

The post Obamacare Benefits: Insurance Companies Are Forced To Drop Substandard Coverage appeared first on ObamaCare Insurance.

ObamaCare Insurance