Tag Archives: launch

Senior Market Sales Partners with Loyal Christian Benefit Association to Launch New Medicare Supplement Insurance Plans in 6 States


OMAHA, NEB. (PRWEB) September 17, 2014

Senior Market Sales (SMS) today unveiled its latest exclusive product offering – Medicare Supplement insurance plans by Loyal Christian Benefit Association (LCBA). Six states have approved the plans: Arizona, Kentucky, Montana, Nebraska, Pennsylvania and Rhode Island. Approvals are pending in nine states.

The launch marks the first foray into Medicare Supplement for LCBA, which serves more than 32,000 members in 28 states and the District of Columbia with life insurance, annuities and funeral pre-arrangement funding products. Founded in 1890, LCBA is a fraternal benefit society, a non-profit organization that returns earnings of its financial products to member customers and their communities in the form of direct member benefits and support of local community service projects.

SMS partnered with LCBA as the exclusive distributor of LCBA’s Medicare Supplement insurance plans. SMS has been a leader in the Medicare Supplement market for more than 30 years and has evolved into a full-service insurance marketing organization offering Medicare Advantage and Medicare Part D, annuities and life, long-term care, dental and travel insurance among other products and services.

“Independent agents selling LCBA’s Medicare Supplement through SMS will appreciate LCBA’s telephonic applications, because they provide on-the-spot underwriting decisions, freeing up the agent to produce more,” said Dwane McFerrin, SMS’ vice president of Medicare Solutions. “It’s an attractive product by itself, but we’re especially excited to see how well it will do when combined with the support that only SMS offers independent agents.”

Agents who work with SMS have access to insurance experts, lead programs, field-tested direct mail programs and proprietary technology that includes online quoting and contact management.

“LCBA chose to partner with SMS because of its success and leadership in the industry and its reputation for supporting independent agents who are dedicated to finding the right product for their clients’ needs,” said Doug Tuttle, LCBA’s CEO and president. “We know from our roots dating back to 1890 that people want to work with organizations that give back to their communities. We wanted to partner with an organization that could help us serve even more people and more communities. SMS has that reach.”

LCBA offers members value-added benefits at no extra charge, including:

Donation of $ 75 to the qualified church or charity of the member’s choice after 13 months as an LCBA member
Scholarship opportunities
Discount program benefits (identity recovery assistance after ID theft, prescription savings program, hearing aid discounts and more)

Agents wanting more information on LCBA’s Medicare Supplement can visit http://www.lcbamedsupp.com or call SMS at 1-877-888-9996.

About Senior Market Sales

Senior Market Sales is a national insurance marketing organization, representing top Medicare Supplement, Medicare Advantage, annuity, life, long-term care, and travel insurance carriers in all 50 states. More than 30,000 independent insurance agents rely on Senior Market Sales for proprietary technology, competitive insurance products, expert training and service to help them leverage their time, make more money and put their business in a position of distinction. Founded in 1982, Senior Market Sales is headquartered in Omaha, Neb. Visit http://www.SeniorMarketSales.com for more information.

About LCBA

Founded in 1890, LCBA (Loyal Christian Benefit Association) is a fraternal life insurance society: a non-profit corporation that operates under the “common bond” of Christianity and returns earnings from the sale of financial service products to its member customers and their communities in the form of direct member benefits and support of local community service projects. Like for-profit life and health insurers, LCBA offers insurance products and is chartered in accordance with and under the supervision of state insurance law. LCBA is based in Erie, Pa.

Senior Market Sales, Inc. and Loyal Christian Benefit Association are not connected with or endorsed by the United States government or the federal Medicare program.

For Agent Use Only







Exigent Med Group, LLC to Launch SelfPayMD in September


Miami, FL (PRWEB) July 26, 2014

Exigent Med Group, LLC announced the scheduled September launch of SelfPayMD (SPMD), the first of five medical offices in Miami-Dade dedicated to providing deeply-discounted, “direct-access” to board certified Primary Care Physicians (PCP) to self-pay patients. Absolutely no health insurance will be accepted.

Even the best health insurance companies pay MDs only 20% to 25% of billed amount, while the latter shoulders rising overhead and labor-intensive collection efforts.“We do not accept any type of health insurance,” said Dr. Arroyave, MD, CEO. “Credit/debit card payments eliminate paperwork, billing and collection staff, and the huge savings allow $ 75 visits for the uninsured.”

As a direct result of diminishing reimbursements and rising overhead costs (long before the Affordable Care Act, aka: ObamaCare), some PCPs refused government or private insurance, opting for a 100% direct- access practice model. Currently in the US, direct-access accounts for 4%-6% of primary care medical practices – and growing. Even in England, with decades of socialized medicine, direct-pay is growing at 5% per year.

“Understanding our market of self-pay patients, we don’t stop there; we also navigate them (as needed) to a network of independent medical and surgical specialists, labs, imaging centers and even SurgiCenters offering deep discounts to direct-access patients – a free service to our patients. Patients are seen by appointments and walk-ins. “Membership is optional, at only $ 250 per year for individuals,” said Arroyave. “We will also offer special membership pricing to families and employers with less than 50 employees.”

Although ObamaCare provides health insurance for the poor, many in the middle-middle class who don’t qualify for subsidies will be unable to afford health insurance. Then there are those who will game the system, providing false information to get subsidies, and some young people who will opt for the small penalty rather than pay high premiums. Further, those with mandatory high deductibles of $ 5K – $ 9K may shop around for low, “out-of-pocket” prices. The government estimates that about 4 million people, or 1.2% of the population, will wind up paying the penalty tax rather than purchase health insurance. Healthcare experts believe that number is way underestimated, as there will be millions flying under the radar – without insurance.

Increased insurance rolls, a shortage of physicians, and more government control of healthcare access will result in long wait-times to be seen by a PCP. ObamaCare will add 32 million patients to the insurance rolls, and, by the government’s own admission, they expect a shortage of 52,000 PCPs by 2020. Even with the full implementation, they also predict that over 30 million people will remain uninsured (you read correctly)! This will lead to congestion.

Today in Massachusetts, with its mini-ObamaCare, the wait time to see a PCP is about two months; and, if patient care at VA Hospitals is an indication of things to come from more government involvement in health care, long appointment wait-times will be the norm. “Thus, many insured patients who want to be seen quickly will come to SPMD, even if they have to pay a small out-of-pocket fee,” said Chris Merlano, a senior executive with SPMD.

Corporate America is taking notice of direct-pay primary care models. “People will always need PCPs, regardless of recession or inflation. This is an opportunity for serious investors,” said Larry Chilson, a senior executive with DevelopMED since 2006.

For more information please contact:

Exigent Med Group, LLC

Marketing |Public Affairs | Communications

444 Brickell Avenue, Suite 51-121 | Miami, FL 33131| O 305.252.7921

contact(at)selfpaymd(dot)com | http://www.SelfPayMD.com







Micromax becomes the first Indian phone maker to launch Window Phone devices

Micromax has become the first Indian smartphone-maker to introduce Windows Phone devices, after the Canvas Win W121 and Canvas Win W092 were announced. The five-inch Canvas Win Q121 is priced at Rs. 9,500 (US$ 158), and sports an eight-megapixel rear camera and two-megapixel front-facing camera, with a Qualcomm Snapdragon 200 quad-core processor and 1GB RAM. The device includes 8GB of on-device storage, which can be upgraded to 32GB with memory cards. The Canvas Win W092 is the cheaper of the two, priced at Rs. 6,500 (US$ 108). It has the same spec, but a downgraded five-megapixel camera on the front and a 0.3-megapixel snapper on the back….

This story continues at The Next Web


The Next Web

Apple expected to launch iOS in the Car auto integration next week

After announcing its iOS in the Car initiative at last year’s WWDC, Apple is expected to launch the program next week with partners Ferrari, Mercedes-Benz and Volvo, according to a Financial Times report.

carintegration gallery1 Apple expected to launch iOS in the Car auto integration next week

When it arrives, iOS in the Car will integrate Apple’s mobile OS with the in-dash displays and controls of supported vehicles, opening up access to Siri, iMessage, iTunes and Maps.

In addition to the aforementioned auto makers, Apple has also signed partnerships with companies like Chevrolet, Honda, Jaguar and Nissan.

Apple software to drive smart Ferrari [Financial Times]


The Next Web

CGI warned about Obamacare site issues before launch

CNN has learned that CGI reported problems with the Healthcare.gov website in September, before its launch. More from CNN at http://www.cnn.com/
Video Rating: 2 / 5

Obamacare Privacy Issues Exposed by Dr. Gina Loudon - Sean Hannity Special - 11-8-13

Dr. Gina Loudon joins the Sean Hannity ‘Doctor Summit’ Special to discuss Obamacare fallout and the devastating impact this will have for patient privacy iss…
Video Rating: 4 / 5