Tag Archives: medicare advantage

Latest Medicare Enroll News

Volunteers ready to assist with Medicare enrollment
During the month of October, we begin the annual enrollment process for the Medicare prescription drug plans, as well as Medicare Advantage plans. From Oct. 15 through Dec. 7, Medicare beneficiaries will have the chance to enroll, add or change plans …
Read more on Newport News Times

CVS/pharmacy to Help Patients Save Time and Money During Annual Medicare
WOONSOCKET, R.I., Oct. 14, 2014 /PRNewswire/ — CVS/pharmacy, the retail division of CVS Health , announced today that it will offer its senior patients an easy way to compare Medicare Part D prescription drug plans during the Annual Enrollment Period …
Read more on The Providence Journal

Hunterdon County reminds seniors about 2015 medicare open enrollment
Hunterdon County reminds seniors that the 2015 Medicare Open Enrollment period runs Oct. 15 to Dec. 7. Each year plans change, including what they cost and what they cover. Those who don't have prescription drug coverage can also enroll in a drug plan …
Read more on Hunterdon County Democrat

Consumers Direct Insurance Services of New Mexico Releases Dates and Times for its Medicare Seminar Series


Albuquerque, New Mexico (PRWEB) October 08, 2014

Late enrollment penalties, donut holes, calendar year maximums, catastrophic coverage – oh my. Medicare sure sounds frightening but don’t fret. With a little knowledge you’ll find it’s not nearly as scary as you may think.

Consumers Direct Insurance Services (CDIS), Inc., an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico is gearing up for Medicare’s 2014 Annual Enrollment Period (AEP), which runs from October 15th through December 7th, with the release of its Medicare Seminar Series*.

CDIS’ Medicare Seminar Series, is a grassroots initiative that places experienced local insurance agents in a controlled learning environment for Medicare beneficiaries to gather essential plan benefit information while also providing a forum for answers to their questions.

“Consumers Direct Insurance Services of New Mexico is excited about its upcoming Medicare Seminar Series, because it gives us an opportunity to engage the local public and present all of the new plan options from Blue Cross and Blue Shield of New Mexico,” said Scott Loochtan, President of Consumers Direct Insurance Services, Inc. “Trying to decipher all of this material on your own can be daunting and that is why we offer this complimentary service to make the process much easier.”

The Medicare Annual Enrollment Period (AEP) is the one time of year that Medicare beneficiaries enrolled in either a standalone Medicare Part D prescription drug plan (PDP) or Medicare Advantage (MA) plan can make a change for the next year.

“The AEP is the insurance agent’s tax season,” noted Loochtan. “Medicare beneficiaries all over the country have been eagerly awaiting this time of year to review and analyze their plans so that they can secure the best options to meet their needs in the upcoming year.”

CDIS’ insurance agents go through a stringent Medicare Part D Prescription Drug Plan (PDP) and Medicare Part C, also known as Medicare Advantage (MA), continuing education and certification process each year in order to assist current and potential clients. This certification allows them to provide full service Medicare solutions while making themselves available in a variety of ways through technology, over the phone or in person appointments.

To register for one of CDIS of New Mexico’s Medicare Seminars please visit http://www.CDISofNM.com/seminars or call directly at 888.257.6640. There is limited seating for each seminar.

About Consumers Direct Insurance Services, Inc. (CDIS)

Consumers Direct Insurance Services, Inc., (CDIS), is an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico, Oklahoma and Texas that were founded in an effort to bridge the gap between education and insurance. Headquartered in Riverwoods, IL, the company has an executive team with over 100 years’ experience that has been providing world-class healthcare guidance to over 20,000 active clients. For more information, please visit our state specific websites at http://www.CDISofNM.com, http://www.CDISofOK.com and http://www.CDISofTX.com.

*Not connected with or endorsed by the U.S. Government or the Federal Medicare program.







Latest Medicare Insurance News

Fact Check: Loebsack Targets Miller-Meeks on Medicare
The ad also references a tweet Miller-Meeks made, supporting a Medicare Premium Support program in Paul Ryan's 2012 budget proposal. That program would replace Medicare insurance coverage by giving Medicare recipients a fixed dollar amount to buy …
Read more on KCRG

Five Tips About Medicare Advantage
As a billing manager, I often found many senior patients were misinformed about their Medicare coverage. A lack of basic understanding would translate into delays, higher costs and added stress. Understanding five basic points could help such patients …
Read more on NerdWallet (blog)

Walmart Plans Health Insurance Shopping
The world's largest retailer plans to work with DirectHealth.com, an online health insurance comparison site and agency, to allow shoppers to compare coverage options and enroll in Medicare plans or the public exchange plans created under the …
Read more on CBS Local

MEDICARE B COVERAGE

Medicare B or Medicare Part B facilitates coverage of medical essential services. Some of these services are physician services, outpatient care services, home healthcare services, as well as other health services. This part also has coverage for a number of preventive services. Part B medical insurance facilitates payment for a number of services and items not under Part A, commonly on outpatient services. Part B is actually discretionary and may be overdue if the husband or wife still works. There is a fine of ten percent per year. Thos is enforced due to non-enrolment to Part B unless the person still works. The coverage for Part B commences as soon as a

Senior Market Sales Partners with Loyal Christian Benefit Association to Launch New Medicare Supplement Insurance Plans in 6 States


OMAHA, NEB. (PRWEB) September 17, 2014

Senior Market Sales (SMS) today unveiled its latest exclusive product offering – Medicare Supplement insurance plans by Loyal Christian Benefit Association (LCBA). Six states have approved the plans: Arizona, Kentucky, Montana, Nebraska, Pennsylvania and Rhode Island. Approvals are pending in nine states.

The launch marks the first foray into Medicare Supplement for LCBA, which serves more than 32,000 members in 28 states and the District of Columbia with life insurance, annuities and funeral pre-arrangement funding products. Founded in 1890, LCBA is a fraternal benefit society, a non-profit organization that returns earnings of its financial products to member customers and their communities in the form of direct member benefits and support of local community service projects.

SMS partnered with LCBA as the exclusive distributor of LCBA’s Medicare Supplement insurance plans. SMS has been a leader in the Medicare Supplement market for more than 30 years and has evolved into a full-service insurance marketing organization offering Medicare Advantage and Medicare Part D, annuities and life, long-term care, dental and travel insurance among other products and services.

“Independent agents selling LCBA’s Medicare Supplement through SMS will appreciate LCBA’s telephonic applications, because they provide on-the-spot underwriting decisions, freeing up the agent to produce more,” said Dwane McFerrin, SMS’ vice president of Medicare Solutions. “It’s an attractive product by itself, but we’re especially excited to see how well it will do when combined with the support that only SMS offers independent agents.”

Agents who work with SMS have access to insurance experts, lead programs, field-tested direct mail programs and proprietary technology that includes online quoting and contact management.

“LCBA chose to partner with SMS because of its success and leadership in the industry and its reputation for supporting independent agents who are dedicated to finding the right product for their clients’ needs,” said Doug Tuttle, LCBA’s CEO and president. “We know from our roots dating back to 1890 that people want to work with organizations that give back to their communities. We wanted to partner with an organization that could help us serve even more people and more communities. SMS has that reach.”

LCBA offers members value-added benefits at no extra charge, including:

Donation of $ 75 to the qualified church or charity of the member’s choice after 13 months as an LCBA member
Scholarship opportunities
Discount program benefits (identity recovery assistance after ID theft, prescription savings program, hearing aid discounts and more)

Agents wanting more information on LCBA’s Medicare Supplement can visit http://www.lcbamedsupp.com or call SMS at 1-877-888-9996.

About Senior Market Sales

Senior Market Sales is a national insurance marketing organization, representing top Medicare Supplement, Medicare Advantage, annuity, life, long-term care, and travel insurance carriers in all 50 states. More than 30,000 independent insurance agents rely on Senior Market Sales for proprietary technology, competitive insurance products, expert training and service to help them leverage their time, make more money and put their business in a position of distinction. Founded in 1982, Senior Market Sales is headquartered in Omaha, Neb. Visit http://www.SeniorMarketSales.com for more information.

About LCBA

Founded in 1890, LCBA (Loyal Christian Benefit Association) is a fraternal life insurance society: a non-profit corporation that operates under the “common bond” of Christianity and returns earnings from the sale of financial service products to its member customers and their communities in the form of direct member benefits and support of local community service projects. Like for-profit life and health insurers, LCBA offers insurance products and is chartered in accordance with and under the supervision of state insurance law. LCBA is based in Erie, Pa.

Senior Market Sales, Inc. and Loyal Christian Benefit Association are not connected with or endorsed by the United States government or the federal Medicare program.

For Agent Use Only







How Do I Enroll in Medicare?

If you are new to Medicare, you can follow these easy steps to help to prepare for your Medicare enrollment.

Determine Your Eligibility The first step you need to take for Medicare enrollment is to find out if you are eligible. You should meet the eligibility requirements if you can answer yes to one of the following questions:
Are you age 65 or older?
Are you under 65 with certain disabilities?
Do you have End-Stage Renal Disease (kidney failure that requires transplant or dialysis)?

If you already receive Social Security Benefits, you will automatically be enrolled in Medicare Part A and B the month you turn 65. Three months prior to your birth date you should be

Free Medicare counseling at Yonkers libraries – Tuesdays (and Thursdays)

Free Medicare counseling at Yonkers libraries – Tuesdays (and Thursdays)
Event on 2014-07-01 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the Senior Benefits Information Center at the Will Library Tuesdays 10am–1pm year-round (except holidays; on Thursdays, it's 11am–3pm). No appointment necessary. Please note that the SBIC will be held on the last Tuesday morning of the month at the Yonkers Riverfront branch, 1 Larkin Center, 10am–1pm, appointment recommended.

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Grinton Will Library
1500 Central Park Avenue
Yonkers, United States

Free Medicare counseling at the Greenburgh Public Library – Mondays

Free Medicare counseling at the Greenburgh Public Library – Mondays
Event on 2014-06-30 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the Greenburgh library Mondays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:

• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries, go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Greenburgh Public Library
300 Tarrytown Road
Elmsford, United States

Free Medicare counseling at the Tarrytown library – Wednesdays

Free Medicare counseling at the Tarrytown library – Wednesdays
Event on 2014-06-25 10:00:00
Whether you're about to enroll in Medicare or are a current Medicare recipient, you can get help with your benefits and coverage questions at the the Senior Benefits Information Center at the Warner Library Wednesdays year-round (except holidays). No appointment necessary.

Meet with trained counselors to get more information about:
• Medicare Part A (in-patient) and Part B (out-patient) coverage,
• Part D prescription drug coverage,
• Medicare Advantage Plans, with or without drug coverage, and
• Medicare Savings Plans, Extra Help and EPIC for seniors with more limited incomes.

Some assistance is also available for those who are looking for other financial benefit programs, such as HEAP (Home Energy Assistance Program) and food stamps.

If you can't visit the library in person, you can leave a message on the SBIC helpline at 914-231-3260 with your name, number, and whether your interest is in Medicare services or other benefits, and a counselor will return your call within two business days. Alternatively, you can ask your question online at this link: http://www.westchesterlibraries.org/senior-benefits-information-centers/ask-a-counselor.

For a listing of all the SBICs in Westchester libraries go to http://www.westchesterlibraries.org/senior-benefits-information-centers (which includes information for clients in Spanish).

at Warner Library
121 North Broadway
Tarrytown, United States